do you have any debit card or atm card?!
24 May 08
I have a debit card that doubles up as my ATM card as well.In this age of Plastic Money everythings instant.You want some Money and you can just go and grab it from an ATM Machine that spews it out.Debit cards are convenient though and above all they restrict you from going overboard and splurge on things you may not need and help you live within your means.
23 May 08
I am a student too. I have state Bank of India ATM + Debit card. Well it is essentially the same thing. As one can withdraw as well as use it electronically to buy. The fashion of credit cards are just growing like wild fire. It promotes expending habits, that is not going to help. Credit cards are definitely not good for any one. As one should buy what he or she can pay for now, rather than what one thinks he or she can pay in coming month. So even if given a choice I am not going to use a credit card in near future. And I also think banks should provide debit + ATM cards rather than separate cards for each purpose. Have a good day.
• United States
21 May 08
I have two debit cards one for my account at my parents bank,and one for mine and my fiances account,which she added me onto not too long ago,and I am also proud to say that neither of us own a credit card,because in my opinion credit cards are nothing but trouble.
• Davao, Philippines
19 May 08
i have 3 atm cards on my hand now and applying for another one. i used debit card since year 2000. i am afraid of debt that is why i didn't used credit card. my debit card is given to me by my bank which is intended for my paypal account.
18 May 08
hahaha... and i actually thought atm cards and debit cards are the same... geeez... i guess my mom's right. despite my university background, i can be too dumb. nyahahah... we receive atm cards here automatically upon employment issued by your employer most likely. once you change employer, you change your atm. it's your choice if you wanted to still use the other atm and change its status. but it costs a lot making it a personal account. i chose not to apply for credit card when a lot of my officemates are dying to get one. i can be an overspender sometimes. whatever my brothers and sisters ask if i can buy it i will buy it, thus... i can't have those or i'll be in debt for years.
17 May 08
i got an atm card. one for my payroll and one for my personal savings account. every payday, i withdraw some of my money and direct those to my personal savings account so I won't be tempted to spend. LOLz. i also have a credit card which I seldom use. I maybe using it for shopping but I pay them as soon as it gets in to my account so as to avoid paying additional interests. the reason why i use my card is for the rebates and freebies that I will get as soon as I accumulated the points required. :)