we are SO BROKE

@sanell (2112)
United States
June 4, 2008 10:48pm CST
I do not even know what to do anymore. My husband is working a contract job, we got insurance through him but still have to pay for our own insurance, I am not sure if his pay has been docked yet and again it is only contract job. I work in insurance but just starting out and though I am making some money it is not much to sustain anything nor to really even pay for the daycare at this point. I have talked about trying to get more leads but it is just really slow time right now. I have gotten a deal with my cousin to watch my kids come in September and I think I am going to just go with that option for now, because it will be a lot cheaper for us and I will have a better way to go about it. I have debated about taking on a job that i actually go to but I can not take on a full time position. My older daughter has school and I take her to school. She only goes 4 hours a day two days a week for the summer session.... I guess I could take on a part time job somewhere but I am just not sure what or how to go about it I need a job that will pay me well too. I just am at wits end, I am waiting for my husband to figure out what it is he wants to do and how we can feasibly get there. I just do not know...what would you do? How would you handle it? He is already upset that I have to work, but he was okay with me working out of the house which I am able to do, and I do a lot of work out of the home, it is just really really really slow! HELP any advice? p.s. already on state assistance too....
3 people like this
10 responses
@rmuxagirl (7548)
• United States
19 Jun 08
I am having a hard time as well. I had to be on state assistance when it comes to health insurance because hospital bills pile up and I'm not disabled so I cannot get social security though I have cancer and can only work a certain amount of time a day. It's hard. But I have faith things will get better.
2 people like this
@sanell (2112)
• United States
30 Jul 08
I am so sorry that you are having that terrible disease, I hope and pray that you do get better and can get past that. Yes Have lots of faith, obviously I do not have it as bad and I pray that you heal and soon!
@nangel78 (1454)
• United States
6 Jun 08
You could try getting a part time job that is 3-4 hours a day. I did that when I was younger. I also freelance write in my spare time to try to make some extra money. You could try Craigs List to see if there is anything on there that might help.
1 person likes this
@sanell (2112)
• United States
30 Jul 08
I look at Craigslist everyday and the problem with just a part time job is that it is not going to even be able to pay the sitter ....I either have to get a full time job or I need to just stop working and hope my Hubby can find something better than what he has currently. It sucks believe me. Originally the plan was I was to get a part time job and he work full time but then he got laid off and the poop hit the fan.
@ebsharer (5515)
• United States
5 Jun 08
Boy do I understand - with day care costs a lot of people can't afford to work! When I had my daughter for me to work would have brought home 75 dollars a week after gas and day care. To us it wasn't even worth it. We got a break because my husband got a promotion and was switched to a regular same every week schedule. After that I was able to take on a job. Our solution is to never see each other but we have 2 incomes and our daughter isn't in day care. We are lucky enough to have his step mom here and she watches our daughter for the 2 hour over lap between our schedules. I work Monday through Friday 8 to 4 he works 6 days a week Sunday through Friday 3 to 11. He drops our daughter off at grams around 2 230 and I pick her up about 430. I am in bed before he gets home and he is asleep when I leave in the morning, we see each other on Saturdays and although it is hard its whats best for our daughter.
@sanell (2112)
• United States
30 Jul 08
I commend you for that, I am glad that you are able to do what you can to keep your daughter out of daycare. Yes it is extremely hard, My sister is a single mom with 6 month old twins and she will have to switch her jobs and move because she can not keep up with her job and be able to take on a sitter that could do overnights too. Plus she just does not want to do that. So I am helping her to get back to our city so that we can help her out. It just sucks right now, I am doing well or better now but it is still hard when I only make a commission but I am doing job interviews now so I think I may find something better here soon, it will suck but it is all I can do at this point, I have higher education than my husband not that that matters but in this economy, it just might give us what we need to bring in some more money so we can put our girls through school.
1 person likes this
• United States
5 Jun 08
I feel for you, as I know it's very tough all over. We too, are just barely keeping our heads above water and having young children, just starting in school for a few hours a day makes it very hard. I make a little bit of extra money online and while it's not a significant amount, it does help pay a bill or two and buy some groceries. If you have a Paypal account, I can share a bunch of links to the sites where I am making money. All the sites are totally free to use and earn and they all pay by Paypal or by checks drawn on US banks, Hopefully you'll find something that works enough to keep you going until things turn for the better for you. Take care and believe it will get better
@sanell (2112)
• United States
30 Jul 08
Sure you can send me an email or just PM me and I would love to learn more about your earning sites, I have a few that I am doing well on, it is just a matter of trying to get more referrals that has gotten me a bit down, I am probably making about $50 to $70 a month to date with ALL my paying sites, I am trying to get it to a point where I can try to bring in at least $200 a month, that would really make a difference for us.
@neelygal (1022)
• Bahamas
5 Jun 08
I know where you are coming from.I am even scared to answer the phone at my home thats how many people are breathing down our backs for money.What I try to do is pay out the bils for things that we need everyday for example:water and electricity.All of the other bills are not necessary other that the grocery shopping which I have been cutting back on and explainig to the kids that things are really tight right now.Maybe you can get another part time job that will help out.Other than that have you tried working online typing or doing surveys.some of those things pay well especialy if you are living in The United States.There seem to be all kind of opportunities for Americans.All the best andd I hope you can get all of your debts paid off quickly.God Blss.
@neelygal (1022)
• Bahamas
30 Jul 08
I HAVE ENROLLED UNDER YOU.I WOULD LIKE TO TALK A LITTLE BIT WITH YOU.MY EMAIL ADDRESS IS neely_gal@hotmail.com you can email me.I want to know how much you have made so far and is it really easy as they make it seem.
@roxanne271 (2034)
• Trinidad And Tobago
5 Jun 08
Hey sanell, I don't really have advice, I am young and can't really offer advice but since you are from the USA many sites are easy to make money from for you. I hear alot of people from the USA talking about Cash Crate so may be you can check it out, I personally don't use it cause it doesn't seem beneficial for members fro my country. I got $52USD from a review writing website the other day, so you can check that out. I really don't know what else you can try. Look for some sites that pays in pounds maybe? You can get double the money if I'm not mistaken. I wish you best of luck and hope your situation gets better soon.
@sanell (2112)
• United States
30 Jul 08
Ah thanks you are so sweet.
1 person likes this
• Philippines
5 Jun 08
I am experiencing the same situation. I work at a call center but my husband is jobless and I pay for everything, bills, gas, school, food, etc. With the crisis that came to our country I have to borrow money from people to support our needs and now I am overloaded with bills. I got my net at home cut off and my phone. I have received several letters from attorneys asking me to pay..I would if I can. I just don't worry about it much because the more you worry the more they will pile up. I am planning to get another full time job even if it kills my health since I already have a full time job at night. I need to because it will be the one to help me with everything. My husband is hopeless he doesn't want to look for a job and I already gave up on him. I am really alone in everything...but in all this I don't let these kind of things affect me. I just face each day bravely and each day God gives me blessings. School is coming up and I haven't even bought my kids school things, uniforms or shoes because I don't have money. One of my sister bought them some stuff but it ain't enough. I found this site though I would like to share to you in case you need anything it's called Freecycle just search for it. I recently placed there a post and told them I need school shoes for my kids and uniforms and books, etc. This Pastor emailed me and said he was touched by my honesty. By the way, I have 5 kids. He told me to come pick up shoes for one of my kids who's 15 and we did and he gave my son around 6 shoes all usable and some are almost new and my son needed a leather shoes for school which I cannot buy and one of those shoes was a black leather one. I had my youngest daughter with me as well when we took the shoes and he gave her a brand new school bag. Earlier before I came to that site I was starting to worry about things for my kids school but I let it past. Now my kids are getting this stuffs from complete strangers who just wants to give their stuff out. I am so happy and I feel blessed. I may not have enough money but I have God on my side. I have read this quote on a big placard along the highway one day it said "God will find a way, when there seems to be no way". I had to copy that quote and keep it in mind. This morning I will go to another place to pick up some toys for my kids also given by a total stranger and another one on saturday. My husband also lost this sim card I have for my phone and yesterday we found it the one who found it will be giving it back to us on sunday. The other day as well after 8 days having no sales at work I said I wish I can have a sale after taking a walk outside our office and when I came up 2 orders came in for me. Such blessings are worth more than money. I am never hopeless. Have faith. And keep that quote intact. YOu might need it one day. Take care and God bless.. By the way, I am not a church goer and not very religious and me and my family rarely go to church but I have faith and since I was a kid I always talk to him like a friend. I am also a wiccan but I still do believe in him.
@schulzie (4061)
• United States
6 Jun 08
Yes I know exactly how you feel. My husband had lost his job 3 times in the past year due to layoffs. We are still playing catch up. I belong to a bunch of survey sites one of which you can earn about $2.50 a day just doing surveys on there. It is not a lot but after a while all those little pennies add up. If you or anyone else reading this is interested please PM me and I will refer you to these sites. That way you can earn some additional money from home and I can get the credit for you being my referral. Thanks and good luck. It will get better, just have faith.
• United States
5 Jun 08
I'm sorry to hear about your troubles. If you are looking to make some extra money online, check out my profile. You can make $45 a month without referrals. It's not a whole lot, but if it helps, why not? If you want more information feel free to message me. I hope things get better for you.
• United States
30 Jul 08
I have been in your situation also. I have no advice to give you as far a a job from home. But I have ideas on how Not to spend more money then you need too. One place that is very good for low cost home made meals, is the: WWW.HILLBILLYHOUSEWIFE.COM Yes I know it is a funny name but she has tons of good advice on how to cut corners in every direction. For some free things try Volition.com Also a good one is WWW.DOLLARSTRECHER.COM Hope this helps