3 questions regarding PayPal

The 1st one I can answer for sure and can say yes you can receive money. You only have limits at this moment in time. The last two I had never done before and to be honest don't think so. It might be possible but I would think you would be need to be a verified user. Either way, you are with a $500 limit no matter what until you upgrade your account and have a Master Card.

I was told today that without my checking account linked to their site I can not use the $38. I have in it any where, no where on line or anyplace else, that makes me wonder why if i am adding money to the account from sites like this why would they need my banking information, not using money out of my bank account, using what i made on here, so what is it with them having to have your bank account info,