Has anyone every tried a pay day loan?

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I am not so sure. As I have never tried this. I would never qualify anyway because, I do not meet certain requirements..

Yes I have-Don't get involved with any of them, the interest is high and if your next paycheck doesn't cover what you owe, it ruins your bank account. I am still trying to bounce back from taking out those loans. Take my advice, don't use them.

I just got a payday loan last week. It went smoothly. I'm not sure if we can post links on discussions, but I can give you the link through a message, but I know that there is no referral program for the loan, so it's not like I get money from it. Anyway, the place I got my loan from charged a 50 dollar fee for getting the loan but they have a 5 dollar discount right now, so it's 45 dollars to get a loan there.