Yeahoo Messenger or Rediffbol...?? for chat..?

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I have a rediffbol, Yahoo messenger and also a Google Talk.. I can use all the three with different peoples.. We use to discuss through Google talk with my corporate people, from mumbai.. I use to discuss with our Depot managers through yahoo chat.. My personal chat will be only through Rediffbol.. I heard that MSN and other way of Chat options also there.. but i have not experienced those yet.. I am comfortable with these three.. infact i was planned to reduced the same to Two or one.. but at present its not possible, because in our HO Google talk is only the chat tool centralised.. and also for our Depot managers we installed only the Yahoo messenger in their Laptop.. But as of as Rediffbol is concern, i use to chat with my people very often.. may be in a week or fortnight.. So, tell me about your Chat tool..