I get Social Security Disability & School Loans Say They are Going to Take 15%

Tweet

I've been sick for a long time, I just kept getting worse and worse and I had actually resigned myself to the fact that I was going to die and I was sort of ok with it. I felt too awful to really do much of anything about it anyway. So my mother, who is quite agressive and pushy, basically hauled me out of my bed and to apply for any and every help that I could get. Finally, after the second time, I was approved for Social Security Disability. Which is great! I mean, it is just enough to pay the rent and for the co-pay on my meds with absolutely NOTHING left over. I even have to have a bit of help buying my own food, hence my terrible food choices [sorry, that's a different story!]. Anyway, where I'm going with this is, I have defaulted school loans. Yes, I owe them and I didn't make payments because sickness, laying in bed equals no income. I didn't support myself for several years [thanks mom and dad] until finally I got SSI. So now they [school loan place] say that they are going to attach the SSI checks and take 15% which is $135 every month. My rent is $825 [I can't live alone cuz I still can't completely take care of myself yet so I had to move in with my daughter and her kids]. And then there is the co-pay for several medicines that I take. Once they attach the check, I dont' know what to do. We have looked for a cheaper place to live, but it does NOT exist in today's economy! Plus I have bad credit, guess why! so renting another place is an impossibility anyway. I'm wondering, does anyone know anything about this? Is there any way to stop it from happening? Do I need a lawyer, would that even help? I'm really lost and feeling some major depression over this [just one of my many medical issues] and feeling hopeless about this problem on top of so many other problems.