going broke

July 4, 2008 7:53pm CST
I think IM going to need to declare bankruptcy unless I do something soon. I have tried everything I have three jobs and nothing seems to get me out of the water. I am so depressed over this and am at a loss.
1 person likes this
1 response
@kerriannc (4279)
• Jamaica
5 Jul 08
You have three jobs and crying that you are going into depression. Do you know economic the simplest form of it. There is a difference between WANT and NEED. You have children and they have needs. WANT - This is the things you see and later you throw it away. NEED - This is what keeps you to survive. Food, water, light etc. You need to budget your bill. Accumulate each pay and them you pay the bills. After paying the bills you then go to the wholesale/gorcery shop not the supermarket because this tends to be more expensive and purchase the things that you need for the two weeks or the month. You don't need lipstick, shoes, underwear etc every pay check. Hairstyle doesn't need to change every week. You just think on the things that will make you comfort and if there is kids try and teach them not to waste the things that you brought. I am not working but when I used to I budget my money and live a life of contentment. You have to make yourself happy. Don't follow friends they know where their money is coming from. Try and save no matter how small it is. If you are male and you have alot of girlfriends ask yourself which one you are more comfortable with and those that one. Time is getting harder and harder and it is best when everyone work on their priorities before it becomes too late.
5 Jul 08
I dont have any kids. So I dont have to worry abtout that. i went through school to become a teacher and have been left with debt for trying to mkae something of my life. I havent done anything to my hair in 2 years. I just wash it and put it in a ponytail. I am budgetting. But the bills from school are controlling my life. I cant save when all my money goes towards the bills. I know that times are getting hard. I do know the difference between the two
@kerriannc (4279)
• Jamaica
5 Jul 08
When I went to teacher's college and took out a student loan it was my boss former who pays for it for me. I was bless that he did it for me. I know the stress that loans bring because at this present moment I have over $70,000 to pay back for loan on my business. You have three jobs and I was trying to assist you, there is no need to be insultive. There are going to be time when someone opinion differs from yours especially when you don't give adequate information. If you are in three jobs then if you budget in the correct way you will be able to paid all your bills. You know when you borrow loans it need to be paid back. At this moment I am staring jail in my face but I am not going to but my problem out there and when I received an answer then I become abusives. Sorry for your problem but everyone does has a money problem somewhere are the other.