I'll just ring up your credit

@p1kef1sh (45638)
July 26, 2008 4:26pm CST
My telephone company has just sent me an invitation to receive their new credit card. What I really want them to do is enable my telephone calls. If I want a bank I'll find one. What on earth have telephones and credit cards go to do with each other? Except as a means to pay for my calls. Is it me, or are more and more companies diversifying from their main business into areas that we just don't associate them with. My water company also provides holidays? What examples do you have of unlikely business bedfellows?
3 people like this
8 responses
@Opal26 (17686)
• United States
26 Jul 08
Well pikey, my department store gave me a Mastercard. My bank gave me a credit card. My cable company gave me a card for free movies at the cinema on Tuesdays, at least that one is nice, only the movies they play there suck. I'll have to get back to you, I need to think of some more.
@p1kef1sh (45638)
26 Jul 08
I refuse them all Opal. I have one Mastercard and that does me. I learned my credit lesson 25 years ago and only have what I can manage on it now. But free movie is good. We've just bought five tickets to see Mammas Mia. That's $50!
@ruby222 (4848)
26 Jul 08
Everyone has their fingers in many pies these days,look at the supermarket giants,they do it all,telephone,credit cards insurance,household and car and buildings.you name it thet do it.I popped into my bank and the cashier took my cheque to pay in ,then she said to me,theres a credit card here waiting for you Mrs Ruby..lol i laughed at her and said well I havent ordered one!!to which she replied ..Well its here waiting for you!!I just thought OMG.But my internet provider has offered me a credit card too!!and there have been numerous offers of help via credit flooding through the door..I just pop them all in the file marked ..BIN..you are right,we will usse what we want to use,and no matter how they hound us we will not give in...we will fight them on the beaches..now thats a bit much Ruby...but they talk about wasting paper,and becoming paper free,well lol I could wall paper a room with the junk mail that I get in a week!
@p1kef1sh (45638)
26 Jul 08
I'm a member of the Postal Preference service for all the good that does. The Post Office are the worst culprits. They stick junk mail through the door almost daily. will fight them on the beaches Ruby. At least until it's time for a cup of tea or an ice cream. Thinking of a cup of tea. Would you like one?........
1 person likes this
@shrashira (438)
• United States
26 Jul 08
I too was offered a credit card. I guess the companies have noticed how much more they can make from interest on a card. Shame actually.
@p1kef1sh (45638)
26 Jul 08
I agree. They'll do anything to make money out of us.
1 person likes this
@ruby222 (4848)
27 Jul 08
Ive given this some more thought and it seems a little irresponsible,if the banks are still handing ot credit cards by the hundred then how does that help with the people who are already in debt up to their limit?I thought naively maybe that cerit on the whole was supposed to be tightened up,and not so readily available.But maybe this is just small talk!When you think of the average bills that a household has,and thats on e that doesnt have any children,the utility bills ,the community charge,any outstanding mortgage payments,car maintenance,there are a lot more besides,and all of those bills are to come from what is brought into the house by the wage earner,well its quite clear why people are struggling!But for those who have young families it must be a complete and utter nightmare!
@p1kef1sh (45638)
27 Jul 08
I think it is extremely irresponsible Ruby. I'm probably a better bet than some, but not everyone is able to resist the temptation. Easy credit is a major contributor to the problems of the economy.
1 person likes this
@ruby222 (4848)
31 Jul 08
But its amazing to think ,that the more credit you have,the more credit worthy you become!..that to my mind is a very silly way of going about things!
@p1kef1sh (45638)
31 Jul 08
I agree completely. Several years ago I knew that I was going to be giving my card a severe bashing as I would be going a lot of traveling. I asked the credit card company to temporarily increase my credit limit by £1000. Just for a month. They wouldn't do it. They insisted on giving me a permanent increase instead. They were unable to do it any other way they said. I didn't want or need a permanent uplift. So now, I have that limit plus another £3000 raise. I have requested none of them but I have a huge credit limit on a card that rarely breaks £500 spend on it. As I said. I did buy a car on it and paid it off immediately. They seem to think that my name is Rockerfeller! Wish it were. LOL.
1 person likes this
@mtdewgurl74 (18118)
• United States
27 Jul 08
Might be just another way to get you by the short hairs and make you spend even more money. I feel that half the cards out their roating around is needed. Some people use these cards as something to help with their credit rate. I for one do not deal with any credit cards at all because then I might get shop happy then my husband get shot happy..lol So I leave temptation alone in that area and only pay with money or if online through paypal. Which even Paypal has a credit card now..What is next a credit card to get eye,dental and gyn visits covered.
@p1kef1sh (45638)
27 Jul 08
You are quite correct. Credit is why the economy is in such a state. I think that there should be a few card lenders and leave it at that.
@mtdewgurl74 (18118)
• United States
27 Jul 08
I agree that if people didn't have the credit cards then they would probably make wiser decisions with money if they didn't have a credit card I know I do. Now days it seems even kids get them and run up bills and ruin their credit before they are even out of school(college) and that isn't a good thing. Especially if they also have student loans to deal with. I seen on television that teens will spend more using a credit card then with money and I fill it is that way with all of us. We do spend more because of credit cards. My husband makes $7 a hour not alot and it doesn't go far so we are always trying to buget the money.
@p1kef1sh (45638)
27 Jul 08
Credit is too easy to get in this country and it destroys lives. We have a legal minimum wage here which is just short of $11 per hour. Not everyone pays it though! But even that isn't enough to live on properly.
@littleowl (7157)
27 Jul 08
Hi p1ke-you are so funny its true all these credit cards are also with the post office on the net its ridiculous-where they all come from I have no idea I just stick with what I have any refuse any other people who try to get me to do get cards lottery etc from them even airmiles are no good it takes years (in my case) to collect them to go anywhere-southern electric do argos vouchers edf electric do nectar points-it goes on and on It would be nice if for once they offered us something free eg bills rather than all these things that either get us into debt or a bribe to join them bright blessings littleowl
@p1kef1sh (45638)
27 Jul 08
That's a good point Littleowl. Knock money off the bills please. Especially the utility ones which are going through the roof now.
• United States
27 Jul 08
I think the Credit industry has gotten so lucrative that companies are falling all over themselves to jump onto that band wagon. So easy to fall into that credit trap for the average Joe and Joan, that it is no wonder that companies see the allure along with the scam in the situation.
@p1kef1sh (45638)
27 Jul 08
Credit is one of the chief reasons why the economy is in such a state Angel. It's time that someone looked long and hard at the ease with which it can be obtained.
• Canada
26 Jul 08
I once heard of a free-telephone company, or something like that (no, not ree I'm sure u somehing along that line, for people with bad credit) here in Ontario Canada that would have also given a credit card to all their customers. No credit check, etc. I have't seen his commerial in a long time, and had forgotten aou it completely, until this discussion came up. I haven't seen it in a while, because I don't have a V. Oh well, I'm sure there was a time when telephone, internet, and cabale all in one place sounded like a foreig concept. Not anymore!!!
@p1kef1sh (45638)
26 Jul 08
It bothers me mostly because the reason that our economies are in the mess that they are is down to excessive lending. Just giving me a credit card because I am a customer doesn't mean that I will handle it responsibly. You are quite right though. Change is all about and we will just have to get used to it.