have lived both frugally and costly

Philippines
July 26, 2008 9:55pm CST
I was raised by my parents to live within our means. We've always been frugal on everything - be it food, clothes, transportation and others. When I had my own job, I started to live out the "un-frugal" way. My excuse was that I am just enjoying the rewards that I get from my hard-earned salary. For years, I continued living this way. Now that I am of age, I got tired of this living. I realized that I really want the frugal living. This time, I'm doing it not because it has been imposed on me by somebody else, but because it is simply my choice. Anybody among you who have done the same thing?
4 people like this
7 responses
@diansinta (7549)
• Indonesia
27 Jul 08
Hi there gunslinger, I think your parents are a perfect mom and dad. My parents teach me too one or two trick at frugal living and i am happy to do it. But yes, sometimes i like to do it differently sometimes.
1 person likes this
• Philippines
28 Jul 08
I have just come into a point in my life wherein I realized that my parents were good :) I used to question they way they brought me up for I am such a hard-headed child and every parent's nightmare LOL! But then, its all for my own good. I live frugally now but there are times when I give in to a few temptations. I have to make sure that I don't splurge my hard-earned money though :)
1 person likes this
@diansinta (7549)
• Indonesia
30 Jul 08
Good luck to you both
@nishdan01 (3051)
• Singapore
27 Jul 08
Anthing in life could be boring after some time. Living frugally and living a costly life both has its own joy. There is more joy in saving hard earnd money to help others. Good that your parents taught the lessons of living frugally. You could use in future in ace of need and to teach the next generation too.
1 person likes this
• Philippines
2 Aug 08
That's what I'd do when I have my own children. I'll teach them that living within our means should be the lifestyle that we will follow. I don't want them to have the latest gadgets or toys like cellphones and PSPs since that only introduces instant gratification. They'll have to learn the value of hard-earned money. :)
@NonaSaile (924)
• Philippines
27 Jul 08
You are wise, and blessed with parents who gave you excellent grounding on life.:) I've done the same thing - frugal living by personal choice. I'm not sure if I've been successful at it, though I intend to just keep at trying to stay frugal. Still, a little self-indulgence every now and then wouldn't hurt.
1 person likes this
• Philippines
2 Aug 08
Yes! It's true that indulging in selected things will help once in a while :) I'll still go for frugal living in the general way. Thanks for your response!
• United States
27 Jul 08
In this day and age a person almost needs to be frugal. Things are so expensive. So any way a person can cut down expenses helps. I have been doing frugal for a small amount of time now because of necessity.
1 person likes this
• Philippines
28 Jul 08
This is true. Doing anything that lessens the expenses are better than doing the other way around.
6 Aug 08
I think a balance is needed to be happy in life. I work hard for my money so I want to get the most I can out of it! I make sure I spend as less as I can on things like petrol and general shopping. I love clothes, to travel and have a Lush addiction, I limit myself to a budget and that is my treat. I make sure I save a set amount a month and the rest goes into the house deposit fund. In terms of living frugally I always ask myself do I need this? Is it worth the money? I think it is important to be creative in saving money. I recently started to bring some wildflowers into the house and arrange them in a vase. A free way of making your house look inviting. The best way to be happy financially is to make sure you are working towards any goals you set yourself. I now keep a spending diary and it is fascinating!
• Philippines
11 Aug 08
A spending diary? I think I'd better give it a try! :) Thanks for idea!
• United States
28 Jul 08
We have thoes big splurges once in a while but for the most part I have been frugal for most of my life. When I was a teen and I had no bills I spent everything I had on junk but it didnt last long.
• Philippines
2 Aug 08
I understand what you mean happythoughts. When I was a teen, I spent money on not-so good things too. Now that I'm wiser, I go for quality or something that would last me a long time :)
• Lubbock, Texas
27 Jul 08
I was raised by very frugal parents, married a man with not much money who didn't like the frugal lifestyle. He said all my frugal ways made me look Poor. Well we were poor he made very little money and didn't work all the time, but still wanted to live like he had plenty. It wasn't possible, and eventually I became poor in spirit as well as in material things. I have since broken that bond and have begun to sort out priorities. I want to save every penny I can on necessities so I can have a little money to spend on "luxuries", like an ice cream sunday once in a while. That's a big exaggeration, but you get my meaning.
• Philippines
2 Aug 08
Hi there thebeaddoodler! I get what you mean. I don't mind watching good-quality movies once in a while. They're the indulgences that I make sure that the pennies I save are worth it :) Hey Kitty2, I'm sure you'll be able to meet your goal! Good luck to you!