have lived both frugally and costly

Hi there gunslinger, I think your parents are a perfect mom and dad. My parents teach me too one or two trick at frugal living and i am happy to do it. But yes, sometimes i like to do it differently sometimes.

Anthing in life could be boring after some time. Living frugally and living a costly life both has its own joy. There is more joy in saving hard earnd money to help others. Good that your parents taught the lessons of living frugally. You could use in future in ace of need and to teach the next generation too.

We have thoes big splurges once in a while but for the most part I have been frugal for most of my life. When I was a teen and I had no bills I spent everything I had on junk but it didnt last long.

In this day and age a person almost needs to be frugal. Things are so expensive. So any way a person can cut down expenses helps. I have been doing frugal for a small amount of time now because of necessity.

I think a balance is needed to be happy in life. I work hard for my money so I want to get the most I can out of it! I make sure I spend as less as I can on things like petrol and general shopping. I love clothes, to travel and have a Lush addiction, I limit myself to a budget and that is my treat. I make sure I save a set amount a month and the rest goes into the house deposit fund. In terms of living frugally I always ask myself do I need this? Is it worth the money? I think it is important to be creative in saving money. I recently started to bring some wildflowers into the house and arrange them in a vase. A free way of making your house look inviting. The best way to be happy financially is to make sure you are working towards any goals you set yourself. I now keep a spending diary and it is fascinating!

You are wise, and blessed with parents who gave you excellent grounding on life.:) I've done the same thing - frugal living by personal choice. I'm not sure if I've been successful at it, though I intend to just keep at trying to stay frugal. Still, a little self-indulgence every now and then wouldn't hurt.

I was raised by very frugal parents, married a man with not much money who didn't like the frugal lifestyle. He said all my frugal ways made me look Poor. Well we were poor he made very little money and didn't work all the time, but still wanted to live like he had plenty. It wasn't possible, and eventually I became poor in spirit as well as in material things. I have since broken that bond and have begun to sort out priorities. I want to save every penny I can on necessities so I can have a little money to spend on "luxuries", like an ice cream sunday once in a while. That's a big exaggeration, but you get my meaning.