I am so grateful but I need help making a decision....Mylotters tell me wwyd?

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Okay here is the deal, My hubby and I are broke but he is working at contract for a company and it ends in November. I have been selling insurance which has been great things are really moving now I have appointments and it is going well but, I will not see any commissions for a good few months so right now I am paying out on things and will not get that money back until the end of the year, so let's just say, I do not have that money at all. Finally my hubby came to me and said he was scared and did not know what to do. He wants this last time to be borrowing money from his dad which I am all for, because I hate to borrow money but we had absolutely no choice. His medications alone cost us $1000 a month....just so he can function. Okay so I said enough is enough I am going to look for a job. I found two. I applied at my old company I use to work at as a bodily injury claims adjuster - it was one of my favorite jobs I absolutely loved doing it. and then I applied for an insurance company that pays a base and commissions and thought OKAY I can do that it is not just selling auto insurance so that is a good thing. I know that I could probably go to my broker and get a draw going but I do not want to owe money I do not want to have that over my head, that way I am really stuck with what I have and if nothing pans out then I am stuck. So I get an interview with the insurance company, I go to it and I ask a ton of questions. They normally recruit people that have just come out of college or maybe have not had a career in insurance. Well guess what, I have a license and I do sell but I need something that is going to give me a little more to pay. I have made it to interview part 3 already. It could be promising and they have their problems. We will see how it goes. WEll after I had my second interview with the company, my old company called me for an interview. So I had my phone interview with them and it went great, I am meeting or going through INterview 2 and 3 on Monday, SO here is the scoop: IF I take my old job back, I get a higher salary of probably around $50 to $60 and I want to get closer to $60K a year. After 6 months I will get to work at home. I get full benefits and will be reinstated with my seniority and 3 weeks vacation as if I never left. They will subsidize my bus pass as I can just take the bus down and back since their office is fairly close to my house. The flexibility is not as great, I will work full time, I will not be able to keep my daughter at her montessori school because I would have to find someone who could take her and pick her up. I would be able to do it after I am at home, but that is still 6 months. I do not really have a back up on that so I guess I should look for something. Or I beg my husband to re arrange his schedule to get my daughter to school. I would have to keep up with my license on my own which is no big deal I would do it. With the insurance job, They would give me tons of leads to work on, I would make a small base $26K a year, not terrible because right now i am getting $0 plus i make commissions on that and could make up to $60K to $70K a year. I work out of my home, all my education is paid for, I will get subsidy for gas, the beneifts would not kick in for another 6 months though, but I would still be selling insurance which I am having a good time doing and I would be at home, and I would get the benefits eventually but we do need them now but I would not need to rely on my hubby to get my child to and from school. So they are both great positions, and I am having a hard time deciding what to do. My heart says to just see if I Can get the $60K job at my old company, I just keep up with my license on my own and hope that in the future I could still sell insurance. I just do not know. I guess I feel like if I took my old job I would be settling BUT I really need that comfortable feeling. I still have the interviewing process to get through and of course an offer. So....I will see what could happen. I am stuck and not sure what to do. Today I will do some education on my license and figure it out. I am just stuck and would love to get your opinions.