Financial Aid for College Students

@movicont (494)
United States
August 5, 2008 11:03pm CST
For anyone who has managed to secure financial aid for college, I have a question. I've been told numerous times that filling out FAFSA is a good idea, but I don't really think I meet any of the qualifications. Is FAFSA (or any of the other financial aid institutions) really as good as advertised? Do they give as much or as often as advertised? Are there other opportunities any of you can recommend? Thanks!
3 responses
• China
6 Aug 08
Financial Aid is good for students, in my country's university(China), because there are so many students, only poor students can apply this financial Aid. However, if your country doesn't this limination, i thinks you should fill out the form and sent it. May be you can get it. Good luck.
@movicont (494)
• United States
6 Aug 08
Yep, I think I'm going to fill it out. Thank you.
• United States
6 Aug 08
Hi Movicont. Go ahead and fill out the FAFSA form. You can do a paper version and mail it in, or you can fill one out online. You won't know if you are not qualified to receive any financial aid unless you do this. Be sure to fill out the forms by the deadlines for the state in which you live for state and federal grants. Grant money is not the only aid that is offered. There are also student loans that you might be able to get. Most colleges also offer work study programs to help out the student. You can also check into scholarships that are availble. I filled out my FAFSA form for the upcoming school year and I'm hoping that I'll be able to have this year paid for through the financial aid.
@movicont (494)
• United States
6 Aug 08
Thanks! Yeah, I think I'll go and apply for FAFSA. I won't be sacrificing anything along the way anyways. I like the idea of a work-study program--I'll probably check into that.
• United States
6 Aug 08
yes, I definitely think you should fill out FAFSA, regardless of whether you think you fit the qualifications (I don't understand what you mean by that, by the way; all you need to fill it out is your income tax form for last year...). Honestly, I don't know anyone who HASN'T received any money from FAFSA (then again, most of my friends, and myself including, come from low-middle class immigrant families; I don't know how well off you are). Regardless, FAFSA offers scholarships, grants, and loans based on your household income and estimated college expenses. My sister, for example, went to a university that cost, at the time, 32K per year. With FAFSA, our family ended up paying about $7,000 per year for her college; however, of course, for years afterwards, she had to pay back student loans. On the other hand, maybe your state has a tuition assistance program --- in which case, there are no loans involved. So you don't have to pay any money back. I, for example, had my entire college tuition covered by NY TAP - New York Tuition Assistance Program. Regardless, applying for financial aid is free, whether through FAFSA or through a state-run tuition assistance program. So I figure, why not apply and see?
@movicont (494)
• United States
6 Aug 08
Thanks for the advice. :) Well, see, I know many people who haven't received money from FAFSA, and I was told by them it would be pointless to fill it out if my family's income was in a certain range. (Not sure if I'm in the same income bracket as them, though) And yeah, you're right, why not fill it out and see?