help, how to save money without compromising your needs and wants?

have you ever considered getting rid of unnecessary things like i don't know i can list a few. you can start by getting rid of your cable tv and switching to a converter box cable tv is useless since you probibally don't use all the channels. next, you could get rid of your internet service the libraries around my areas let you use the internet as long as you have a library card. next, you could get rid of one of your phone bills i think home phone should be gotten rid of if you have a cell phone you can take it anywhere and talk. those tips right there should save you bout 120 bucks a month. next try using cupons, cupons work say they give you 10% off a purchase of $500 you just saved 50 bucks right there. ride your bike more often i know if you used your bike you can save lotsa gas money and save the planet so riding bike is a win-win. buy your food at discount stores even though the food might not taste as good food is food i repeat food is food look at animals they eat raw and some even eat what they can find. hope this info helps.

Well, I don't know how deep in debt you are but i don't eat out to fast food places during my work week to save a little cash. I always bring a sack lunch or leftovers and if you just don't spend money in 5 days by the time your weekend comes you have a little cash. Think about it 14 days till your next paycheck usually, if you don't spend money on lunch in 10, shoot your almost there 4 days later! That's just what i do anyway to save some cash and it kinda works for me.

This happens many times, specially if you are not vigilant enough about expenditures and don't keep track of your earnings. Sometimes temptations and to buy something special, which might be costlier than the amount you can manage from your resources. However, once your lost in the debt net, the best way could be by following the path of financial prudence and austerity (upto some extent). The best way could be that you should plan and keep track of each and every penny you are earning and spending. Curtail or defer big and less urgent expenditures. try to avail benefits of discounts and special offers by stores. Repay high interest loans first or if you have access then convert your high interest loans to low interest and longer term loans and last but not least, try to augment your income through part time or sundry jobs. Don't loose hope, with some prudence, you would soon be out from debt net.

I think you need to make a plan which can clearly tell you how to spend your money. I don't have much money per month. Actually, my money only can sponsor my daily life. But I find a partime job to earn more and i strikly control myself to spend too much money on some luxury things. I won't compromise my needs and wants. I will go out for dinner once a week and do shopping about once a month. So, although i don't have much money per month, i am not in debt, what's more, i can save a little money per month. Is it good?

I think this is the trend with about everyone across this country. This wasn't the case when I was a child 70 years ago for one simple reason. My family produced most of what we consumed. Now if we don't have the cash to go buy what we need and want we buy it on credit. Our "Wants" are what is really getting us into deep trouble. We simply want more than we can afford. There is two answers to this problem. Either you cut back on your wants or you start produceing them yourself. There is no othr way out of it.

It depends what you use on........why don't you cut some of your bills ....or don't do shopping very often......Organize you'r stuff......