Chaging Names : Anyone, Any advice

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My fiance and I are going to be getting married in or around a year and I would like to change my last name before our marriage. For reasons I do not wish to say, I do not like my last name. I do not want my fiance's last name to be marred because it sits beside my own last name. I could take my mother's maiden name, but her last name could also be a male's first name. Therefore, using that may look a bit odd, and people who do not know me would think that my middle name was quite strange. I am not sure what I would or want to do, and I may just keep my middle name and attach it to my last name. An Example would be Bessie Lou Hienkin, Lou being the middle name and Hienkin being the last name. However, I just thought that I might could use my middle name, my mother's maiden name, and my fiance's last name. I would have four names, but I would be proud of the names I have. I am not sure though as that is long, and my fiance even thinks that. There is one possibility, and that would be to change my middle name to Libra, I would obtain part of my middle name, and part of my mother's maiden name. Yes, before you say anything, I know that that sounds absurd. I have debt, not very much only a few hundred, but debt nonetheless. I am sure I can pay that off before our marriage, but if not, would the name change (besides taking my fiance's name) prove to be difficult as I do have that small debt? Any and all contributions would be greatly appreciated and received.