cash, check, or a credit card

Credit Card - cash, check, credit card
@bugbaby (1787)
Indonesia
September 7, 2008 12:25pm CST
If they take credit cards, I usually charge everything and then pay the bill off when it comes in. I always forget to put down my debits and checks in my register (when I am making purchases at the store) so that seems to get me in trouble. I carry very little cash on me for those places that do not accept credit cards. my bank account is in another city so it's hard for me to get cash. if I use the ATM here, it's a fee so I limit my cash usage. Do you pay with cash, check, or a credit card?
2 people like this
10 responses
@bowtieguy (5924)
• United States
16 Sep 08
Never checks, the only time I will write a check is when im paying bills. I like to try and pay in cash if I have it on me. If it is not a large transaction I will just use my debt card if not then I will use my credit card.
@bugbaby (1787)
• Indonesia
16 Sep 08
yes, me too but i prepare to use debit card.
@coffeebreak (17815)
• United States
10 Sep 08
I have a debit card that pays 1% cash back on anything I purchase. SO I put my weekly allowance on that card and use it until it is gone and then I don't spend anymore. I deposit the money into the account the card is on and then just use it. I dont go over my budget, and don't have to worry about looing cash or having a bill at the end of the month and have a little bit extra to boot!
@bugbaby (1787)
• Indonesia
16 Sep 08
yes, many of credit card and debit card give 1% cash back.
@luvstochat (6914)
• United States
9 Sep 08
I pay most of the time with my debit card, I usually just toss the receipts in my purse and then write them all down in the register later that night most of the time I have spent more than I realize so it is not a good idea. I do use credit cards too although they are about maxed out.
@bugbaby (1787)
• Indonesia
9 Sep 08
yes, i always keep the register and my wife count the bill every day, she's manage my financial everyday.
@jinxky (2251)
• Philippines
9 Sep 08
i dont have credit card & i dont want to have one, coz if im going to have one, maybe i will have lots of debt! lol im using cash but i still have debts, how much more if i have credit card, right? i'm the type of a person who's a one day millionaire, i have lots of money today but i dont have tomorrow lol i dont know if this is an addiction or what, then if this is an addiction, well this is a wake up call & im going to have a rehabilitation lol
@bugbaby (1787)
• Indonesia
9 Sep 08
yes, that's the bad effect from credit card.
@chai37 (142)
• Philippines
8 Sep 08
i always pay cash..i don't like credit cards coz they scare me. i don't spend that much anyway. so, if i can't afford it i don't buy it. it saves me the temptation of buying too much stuff.
@bugbaby (1787)
• Indonesia
9 Sep 08
yes, if not necessary don't buy, that's my wife principle.
@Ganesh44 (5547)
• India
8 Sep 08
If I prefer to pay by cash for small amount and big amount with debit/credit card......as its tough and unsafe to carry huge cash... Take Care Ganesh
@bugbaby (1787)
• Indonesia
8 Sep 08
yes, its to dangerous to huge cash right now.
@valanthe (50)
• Poland
7 Sep 08
Depends how much I plan to spend. If it is big amount of money then I pay by credit card because I would not feel confortable with big amount of cash in my wallet. But I try not to pay by credit card to offen because I don't really feel how much I spend. When I pay with cash I can at least see when I spent too much so this is the way I choose to pay for my everyday shopping.
@bugbaby (1787)
• Indonesia
7 Sep 08
great management Valanthe, for shopping i use my credit card and for my bill like electric, telephone, and internet debit from bank account use online banking.
@gemini_rose (16192)
7 Sep 08
I pay with cash or a debit card, cash I usually use for the weekly shopping and other small things. The debit card I use when I want something that is a bit bigger. I used to be the same as you when I used cheques I would always forget to allow for them and then I would end up in my overdraft. I had to stop using them in the end.
@bugbaby (1787)
• Indonesia
7 Sep 08
yes, you right Gemini.
@stellarjade (1240)
• United States
7 Sep 08
I prefer to pay with cash most of the time. I love to use my debit card, but rarely keep up the register and it gets me in trouble. I would usually just check my bank balance to see what I have in there.
@bugbaby (1787)
• Indonesia
7 Sep 08
yes, me too i keep the register if sometimes i have trouble with the bills i can complain to the customer service and check my bank balance online.
@my2boys (821)
• United States
7 Sep 08
If i have cash then i normally use that. I dont like using my debit card because like you sometimes i forget. If i try using my credit card then i dont pay it off when the bill comes. I am very bad about that. That is how i get into trouble.
@bugbaby (1787)
• Indonesia
7 Sep 08
try to manage your bill every month and count it.