How many jobs have you changed ?

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I am 39 years old and 15 years into my Government job . I have never changed a job . My job lets me just run the life . Not only me , but all my collegues are worried about their childrens' education in view of the ever rising cost of education . Still we cannot shift to other jobs . Because , 1. We cannot take risk . Because , though poorly paid , our jobs being directly under government are very secure . ( All government departments' pay structure are similar , so , shifting to another Govt. deapartment is meaningless) 2.Private sector jobs are not available to us , because , by age we are outdated for the modern work environment in Private sector. 3. Even is any private concern offer us jobs , we are not confident enough to join them . Still I am unhappy with the present job . But young guys around me are constantly changing their jobs ( from private sector to private sector ) . They have to tell that changing jobs is another way to raise monthly salary . In case of yourself how many jobs have you changed ? Please , mention your present age . Thanks .