Do you prefer paying by credit card or cash ?

Hi greenline. I do the same. For little amounts I prefer to pay in cash but for big amounts I pay with credit card. For women isn't a problem have a big amount in our bags LOL but is dangerous walking with big amounts in the bag. Have a nice day greenline.

Hello, my friend. I do not have any credit cards, though i know it is very convenient to have one. In your kind of work, it does matter to have a credit card with all your business transactions that involve large amounts of money.For me it would be nice to have a credit card but the interest is too much of a burden for me. I would prefer to use a credit card during emergencies only when i really don't have any cash in my pocket. But as i have said, i can't keep up with the interests so i'd rather not use one. Hope you have a good day, dear friend!

I try to pay with cash everytime. Credit cards can sometimes be a real pain in the behind. Lol. I really don't mind if I pay by cash, even if it's a big amount mainly because I don't want to spend oodles of money paying for the interest on a credit card.

I would always prefer to pay in cash. But keeping a large sum of cash on me for purchases such as groceries is not really a good idea for me. So if I'm buying groceries and other household needs I usually use my credit card. If I know I'm doing OK for the month I'll go ahead and write a check. But I would like to be able to always pay in cash. I have one credit card and I don't even like to use it.

Credit card, cause nowadays is too dangerous to have more cash on hand, also credit card can earn points. But need to have correct spending and limit control as overspend will kill ourselves and lead to bankrupt. Be careful.

now i prefer to pay by cash. paying by credit tend to create a false situation of my financial status and i tend to spend more than what i earn. i had chalked up hugh debts previously and only recnetly managed to clear them. now my motto is only pay by credit if there is really a need to and there are no options available for me to pay by cash. i max out my 1st credit card within 2 months due to reckless spending and the feel good factor in using a card. i could not control the spending and failed to monitor. so now, whenever i go, i would carry sufficient cash. if i need to spend a large amount, i would bring along my bank card and pay it through debit instead of credit. the main point is why spend if you do not own the cash. u still have to end up paying the money. worse, if u are unable to pay and once it accumulate, i can assure you that there is no stopping till you reach your card limt one day.

Can I say both? I like using my bank card. It is plastic so I don't have to carry cash , but I don't to wait for a bill, the money is out of my account and it is great.

I use my credit card when I know I can pay for it at the end of the month and there is no additional interest from charging the item to it. For smaller items, I prefer to use cash. For large items, I normally use the credit card. I use it more often for my travels because it's dangerous to bring lots of cash overseas.

I prefer paying by credit card, as I don't like carrying too much cash. Moreover, I can collect points if I pay by card; which I can exchange later for products or vouchers. And the other thing is that, I only pay when the card statement comes; this is useful when I bought something that I haven't planned for. At least I won't have to come up with the cash immediately.

I don't have credit card to pay with that so i pay with cash but if i will get credit card i will buy with that only because i need to purchase some software in internet so i'm waiting for to get credit card but here i don't have that facility because it was India.

well i dont have an actual credit card but i do have a bank card which is what i use most for the bills i can not use a credit card i get money orders i agree i dont like to carry much cash

Usually Credit card, Dont trust keeping cash on me anymore or well not this day in time with all thats going on in the world i just find it better to use the plastic not the cash.

I prefer to pay with cash for a lot reasons, but mainly for 2. 1. If I use cash I think real hard before I buy anything, hate to hand over hard earned cash for something just because it's on sale or whatever. 2. In the state I live in we have a sales [/b]and use[b] tax, we live on the border of New Hampshire where there is no sales tax, if I use a credit card or debit card the state tracks it and I get charged the tax when we file income taxes.

i dont usually carry cash on me, i always use my debit card. i usually use my credit card for a large purchase to get my air miles and in that case i always make sure i can pay it off right away

Just like you, I don't like bringing cash with me. I also use my credit card for my convenience. I only withdraw the money I need for my transportation and buying food when I'm at work or if I want to buy food outside for my family.

I would much rather pay for things by using cash, in order to eliminate debt. I am not always able to pay by cash, so then I will use a credit card. Credit cards can really get you in trouble, if you are not able to pay your balance off, before it escalates with finanace charges. I am now trying not to buy anything, because I am unemployed now, and I really do not need additional debt.

I would rather pay by cash. I don't even own a credit card. I don't mind carrying a lot of money around to pay for something. If I had a credit card, I fear that I would not be able to control myself when spending. Plus, when you pay by card, there is usually an extra charge.

I suppose, neither. I don't like carrying large amounts of cash and I don't own any credit cards because of interest rates and such. I prefer to use a debit card.

i keep some cash on me sometimes but i prefere paying with a debit card, lol i don't like to have credit cards, too easy to run up the debt, so i usually pay with credit card unless i have cash and don't need it for anything specific