how many credit cards do you have?

China
September 26, 2008 10:06pm CST
well for me.i have two.someone in my zone they have three or more than three.so what about you and your folks...and then ,do you think a credit card is necessary in your life.tell me your views.
9 responses
@k1tten (2320)
• United States
27 Sep 08
I've never owned a credit card in my life and I really don't see myself owning one in the future. I don't see the point in putting myself in debt with the stupid little piece of plastic. There is too much that could go wrong if you lost it or something of the such.
• China
27 Sep 08
many thanks for your response,i think one credit card is necessary. every card can be made a password,if you lost and that is only a plastic card.it is safty.another way,actually sometimes when you go shopping in a supermarket you dont need to take cash or you dont need take a little cent for change,so this is convenient
• United States
27 Sep 08
It good to own one so you can build up credit. You cant own a house or get a car without credit. And you need a credit card to get a hotel room.
@k1tten (2320)
• United States
28 Sep 08
Amazing you don't need a credit card to gain good credit or to get a hotel room. You only need a credit card to reserve a room. And you can gain good credit by taking out and paying loans on time.
@chiaeugene (2226)
• China
27 Sep 08
i have none now as i had cancelled them all. i used to have 4 and another 4 credit line so that give me 8 accounts to draw money from. but the interest is just too high and not worth it. if i will to choose, i think owning 2 cards would be sufficient. 1 from visa and the other from mastercard. that should be enough to cover you for any emergency.
• China
27 Sep 08
yes ,i agree with you.
@lanlan011 (701)
• United States
27 Sep 08
Its good to own atleast one credit card so you can build up credit. Im not saying to go shopping and to get into debt. You should only spend what you can afford to pay back. You have to build up credit or you cant get a house or a car because how will they know if you'll pay them if you dont have credit. plus you cant get a hotel room without a credit card. right now im too young for a credit card but im going to get a debit card once i set up an account with my mom.
@shorty08322 (1270)
• United States
27 Sep 08
one and it give me hell
@Anchopy (1453)
• Paraguay
27 Sep 08
I don't have any
@arcidy (5015)
• United States
27 Sep 08
I only have one credit card and a debit card. I dont see the purpost in owning more then one especially at my age lol.
@Sheepie (3118)
• United States
27 Sep 08
I have none for no other reason than I'm too young right now. But to tell the truth, I think I'm better off. When you have cash, they say, it makes you less likely to spend a lot because the money is right in front of you. I hear a lot of horror stories about Americans in debt anyway so I don't think I'll want to get into that.
• United States
27 Sep 08
I don't have one now, but i have had two in the past and got into trouble with them and paid them off and cut them up. Plus, plus my mom always tried to tell me that if i don't have the money for it right now then i don't really need it. I really wish i had listened to her.
@pimagro24 (1046)
• Thailand
27 Sep 08
I have visa electron card 2 card I don't have credit card and I think they Don't necessary for my life and if I have I think I will be spend money more tha I don't have them.