Why is it so hard to save money these days?

I guess because of the economy, and i believe the system need to be fix, because the system seem to be incapable to accommodate today situation.

I guess because of the increasing of price in everything. But I have discover that cooking yourself is much better than eating outside and I tried hard to save every penny I can but at the same time be generous too.

It is hard to save nowadays since almost everything that almost everything that we need has gone up in price. To begin with, the cost of fuel or gas has gone up tremendously over the past months. If the cost of fuel goes up then the rest of the things that require fuel in their processing or production would have to go up naturally... Now, when the price goes up and people have less money, they will now turn to the banks for loans or use up their credit cards and as a results those people have to spend every penny that they earned just to pay off the loans and not to mention to cover the high interest rates as well. While price is going up, the economy is not doing well either. It could be a case of chicken and egg here whereby the economy could not go up because of less demands and less demands are caused by consumers can no longer afford to purchase due to high cost and the cycle will go on and on until something else comes up and break the chain. I just cleared of my credit cards and hopefully I can start saving some money now as the future is really uncertain under these current situations... Cheers!

There's no right time to save money for the present situation we have, only those rich people can do that. If you want to save money for the benefit of your own for the future use, it's a matter of self discipline on how much money you want to save. That is your desire and determination for that certain activity. This is my formula in saving money. Savings=Income-Expenses, when you know how much is your income for a certain period of time you have to save first before you spend.