To borrow money or not to borrow, that is the

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question. If you were down to your last dime, and knew that you would be receiving money within the next ten days, you have a bill to pay that is overdue, you are being harrassed by the creditor, would you ask someone to lend you the money or would you wait longer to pay the bill? I am the type of person, who always pay my bills on time, but now with the economy, things are a lot different. I think I will wait longer to pay the bill, rather than borrow the money, either way I would have to pay the money back, and I would rather the creditor wait for the money, than a family member or friend.