I hate Alertpay!

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I recently had helped someone else out with their overdraft and forgot about it so when I went to buy referrals from one of my ptc programs I went overdraft, well she refunded it, but it went to my alert pay account even though I paid by credit card. I have been trying to put the money back so I don't get charged an overdraft fee and guess what I have to wait 5 days to get my bank confirmed with them again and even if it was confirmed they would charge me 15.00 to wire it or transfer it and PLUS they wont let me transfer unless I have more then 10.00 that I am transfering and all I need and have is 7.95. I hate them so so so MUCH! I love paypal and I wish I never signed up with them.