My bank is closing down for 2 1/2 days while it switches

The bank that I use has not closed but has changed its name. It has been bought from HSBC and therefore a merge has followed. It did not affect me negatively. They continued business as usual and they did not close their branches here. So the switch over was done smoothly. © ronaldinu 2008

BAnks are the biggest rip offs there is I believe, I had an account with a bank called Sky Bank, we got some money from losing our home in Louisiana, all of a sudden it started going out to someone a 100-200 at a time. I went to the bank ask what was going on, they stated they did not know but I had to be authorizing it. When I told them no I did not and stop it now, they said they could not. They let over $2500. go before I had to take a police officer over and file a thrift report on them. They ran up a overdraft fee of $624. It took 3 months of investigation and a lot of insults from them to me, before the report came back that it was a bank error and they had to replace the money they let out. I am now with a bank that I just found out took over this Sky Bank, so far I have not had any problems with them, but I am watching them very closely. IF I go there with with a check, I have to wait till after midnight to get credit for it. I was going to have my checks direct deposited but I need the money on the day they come, and would have to wait till after midnight to use the money, so I cash the checks at the store and then deposit the money. I wouldn't even mess with it, but I need the debit card to pay 2 of my bills that I would have to drive about 20 miles to pay at the store. There always seems to be some small fee if you don't let them know to run the debit as a credit.

Our bank has been sold 3 times since 1979. During the transition the bank was never closed. I don't understand why they have to close but guess there's a good reason. We have banked at the same facility for all these years and the service is great and very personal. I love going in there since they all know me by my first name. Makes me feel so important...lol

My bank has not done that....I hope it doesn't either.....that would be scary. I have been at the same bank for 25 years....no problems whatsoever!

I've never had a bank switch over or change hands. Plus, we've banked at credit unions for the last 10 years and I have to say, it's sure been nice not to pay a single fee and to even earn money every month on our checking account! I don't think we'd ever go back to any bank for any reason. Hope your banking stuff goes smoothly. Take care.