What do you do when....

United States
November 11, 2008 4:21pm CST
I'm in a little jam and i need some help from those financial peeps out there. So i have this credit card and i have a promotion for 3.99 on balance transfers for life and 9.99 for purchases. well last week i accidently went over my limit and now they took away my promotion and they wont give it back to me! i tried to apply for another card to do another balance transfer and i can't get approved for anything right now which really sucks because i've been really good for 3 years and my credit seems to still be wacked! i only have 1 credit card! oh and i also have some student loans and that's it! can someone please help me??? please please please!!!!
1 response
@dvschic (1796)
• United States
11 Nov 08
theres not much you can do, one of the conditions of hte good balance transfer is that you are never late on a payment, its a quick and easy way they can screw you. sad but true.
@dvschic (1796)
• United States
13 Nov 08
okay, you weren't late, but you went over your limit. any lil thing they can get you on, they will. its how they stay in business. now that you are unsatisfied with them, DONT CONTINUE TO USE YOUR CARD stop using it, pay it off and switch! thats the only language they speak (lack of business)