My Sister's Bill Collectors Is Worrying The Heck Out Of Me.

I have a friend that did this. I kept getting calls at all hours. I finally just gave up. I gave them a number to reach her. I then told callers she did not live with me and could not be reached through me. As my husband often points out, we have 2 piles: Our problems, not our problems.

I had this happen to me. It really teed me off when someone stranger showed up on my doorstep wanting to know inform about my sister in law because she had no made her car payment. He wanted me to pay it. Instead I was nice and write down her new address / phone number and gave it to him. I also requested him to take my name and address off as a reference. As I did not give her permission. Nor would I give her a good one. But he was more than welcome to contact me any time. If she moved again. As I would help him in anyway possible.

I have a sister in-law like this. Can do what we have all started doing. If we get a call we offer her phone number if they do not have it. If they have it we ask them nicely the first time do not call us for we are not responsible for what she does nor are we her secretary to where we pass on messages. If that doesn't work they will get an earful and if that doesn't work e go to management and that will take care of it. We haven't had to go to management yet. Haven't had a call in a long time until resently. We are getting one now and it is a machine and next time they call I'll wait until the human picks up on the other end then well get them to stop. Personally I believe if you can't afford it don't get it.

I would first of all tell your sister to quit using you as a reference because she may give you a bad reputation with that company. If you ever wanted to buy or finance something from one of those companies, you may have a hard time in the future with that. They may ask themselves since you know her, perhaps you will have the same habits as she does? I would just tell the creditors that she has moved and you have no more contact with her and maybe they will stop calling. Seven years is a very long time to handle with these people. Good luck

unfortunately banks give money to people who can't handle and they deny the people that really need it and are responsible enough to keep up with it. i had a friend who didn't pay her bills and her collectors were calling me. i gave them her cell phone number and her address in exchange for them to stop contacting me

Have you told her NOT to list you as a reference? If you think she won't care tell her this calls are irritating you and will have an affect on how your relationship with her is. She didn't ask your permission so you feel she is disregarding you totally. I ALWAYS ask permission of the person i want to use as a reference... when i use someone as a reference it usually is for a Job Application not to get something i can clearly NOT afford. Tell her you will work with her with trying to clean up her credit problems by trying to create a budget plan WITH her... not FOR her.. WITH her. That she has to make the effort to be part of this. Tell her to be ready to cut up her credit cards and to ready to start cutting back and even ready for the possibility to search for a 2nd job even if it is part-time. Make clear that this is a one time only offer. That if she doesn't show she is ready to take responsibility that you sure are not going to. Then it will be time for tough love and time for you to start taking action such as telling her you will NOT be put as a reference. If she does do it again then it might be time for her own good that you distance yourself from her. I have a sister, i love her intensely and would do the most impossible of things just to be sure she is happy. But if i were to feel that i am enabling her and not helping her i would be more than ready --despite how hard and hurtful it would be to me and her -- to pull out of her life till she gets things straightened out. You are not her bank, you are not her secretary to handle unwanted calls about her messing up. You are her sister and she needs to understand that you are not her doormat. Time to start making those facts clear to her.

I have been in this situation too. If it is a call just every once in awhile I can deal with it, if it starts to be all the time, I tell them that the person does not live here and cant be reached here. I normally dont get another phone call and If I do I re-vertify that the person doesnt live here and that I dont wish to be contacted anymore, that Im not the one that owes the bill.

you have the right to ask them to rem ove your number from there list and they would do it.everybody know don,t give a bill collector your cell phone number a friend give my cell phone number they worried the crap out of me i was mad.why because they didn,t ask me.

I would ask her to stop putting you as a reference and I'd stop taking messages for her from bill collectors. If she can't pay the loans back then she should stop getting them. I went through a simular situation with a friend of the family. He put me on a rental agreement as a reference and when he quit paying on the laptop he got, they were calling me up 10-12 times a day. I finally blew my lid and told them to stop harassing me and if he didn't return the laptop to file charges against him. When he came by to visit, I told him if he ever did it again I'd change my number and not give it to him. [b]~~AT PEACE WITHIN~~ **STAND STRONG AND TRUST IN GOD**[/b]

That happened to me once with my son in law and I finally told them that I had no idea where he was at any longer and to take me off of that list and they never called me again. hahahaha

The very first thing I'd do in a situation like this is to have a stern talk with my sister! I'd tell her that, under no circumstances, was she to ever list me as a reference again. Then, I'd let her know that I will not take any messages for her nor pass on any information to her. I'd simply tell these creditors that she doesn't live with me and I don't know where she is. Or, if I DID know, I'd tell them where they could reach her and to not bother me anymore. That is so not right of your sister! She's going to get caught one of these days and, if she owes enough money, she could be taken to court or lose any assets she may have.

I would have told the bill collector that I would certainly give her the message, if I ever see her again. Tell them you have no idea where the woman is or how to get in touch with her.

Hi Chevee, It is against the law to put you down as a referee without you permission and I would tell her flat not to do that or you would report it the law, as one of these days you will have to pay all her bills so be careful. She needs a good telling off. Hugs. Tamara