How your experience with your first CREDIT CARD

Same also with my experience. I have two credit cards and they are all maxed out. I cant control the first time when spending without watching how I use the credit card. It is very awful when the charges getting higher and leads to attorneys attention. So, it would be nice if you are going to watch your purchases and if ever you gonna use it, make sure you will going to pay as soon as the bill comes. Don't wait until the surcharges will file up and there is a tendency that you have difficulty on paying those amount. Be alert and use the card wisely.

I still have my first card and of course its a higher balance but I had a good experiance. I always did well with it. I suggest you spend what you need and pay it off complete at the ened of every month. Some can't do this and I understand but if you can't I suggest you never leave a balance over half the credit limit. This is the best way to deal with credit cards. Atleast for me it is. Take Care,

I still have my first credit card and hate it. I can't stand the fact that I am in debt. The worst thing is, no matter how hard you try and get out of the debt, it never seems to go quickly enough...

I had bad experience with my first credit card as well. I was still in high school when they sent me one in the mail and I ended up maxing it out stupidly. It had a three hundred dollar limit but now it's 782.00 plus attorney fees. I plan on paying it off when I get my taxes back.

Hello thanks for posting about this. I applied for my first credit card, but I got denied. I don't know why, and I want to order my credit score to see why I was denied.