Five step plan to avoid freeloaders.tried tested and proven !!!

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I was talking to my taxi driver friend and he was detailing a five step plan to avoid overspending especially in this season and on freeloaders - persons who are only interested in you for money. Here it from the mouth of the master avoider of free loaders : * Screen your calls, only answer the important ones. * Avoid popular location where these persons usually hangout like pubs, bars etc * Change your route so they cannot waylay you , take another route to your home * Be discreet, if you are home pull the curtains and turn your music down very low. * Stop them in their tracks ,beg them first and give them some sob story so sad they would feel more inclined to give you money, rather than beg you .And if you have any questions please feel free to ask. If you think you can better these suggestions or provide new ones you are welcomed to try .