I'm taking the bills away from my husband!!!

@reinydawn (11642)
United States
December 10, 2008 5:05pm CST
Oh geeze!!! He's done it again!!! OK, here's what we usually do. All of our financial stuff goes into QuickBooks and I reconcile the accounts. My husband goes through and schedules all the bills in through our on-line banking. Well, last month, he paid the wrong credit card bill and I had to call them and get it all straightened out. In the past, he's paid a bill a few days before it's due, but hasn't changed the date in our QuickBooks file. Well, when he's done that in the past he's changed it from the day after payday to the day before payday, and there's NO money in the account for the day he's scheduled it! Sometimes this has caused an overdraft, but fortunately when he did this this week I had money in savings for our mortgage payment and the bank transfered the money to pay the bill. Then, totally by accident, I was looking at the bank account and noticed that he didn't schedule a credit card that was due today! Well, it's going to be late because the earliest I can get it paid (without the $15 fee) is tomorrow. I told him that if he wasn't going to pay attention to what he's doing then he can't do it any more. The reason we have it set up this way is because his first wife was a HUGE spender and the ended up with a bankruptcy when he found out how far in debt they were. He refuses to let that happen so we worked out this arrangement. Well, it's not working because he's not paying things right. He's fine with it so I'm taking over the bills from now on. WHEW!! OH, his excuse - "Well, I've been busy with hunting". HA! Hunting has been 2 weekends in the last 4. I'm coming up on tax season and there's no way I'll have time to do this, but I will because I know it has to get done (correctly!). High finances, I tell ya, this is too much fun!
5 responses
• United States
21 Dec 08
Well at least he will try to pay the bills. My husband has not paid the bills in 31 years. He gave me the bills when we got married and I have always done them. Even when I was working, going to school and raising the children (our children) and he worked only one job) I took care of the house and bills. He cannot even tell you how much money he makes nor what our bills are. He does not even know what our house payment is the sad part is the load is in his name only.
1 person likes this
@reinydawn (11642)
• United States
30 Dec 08
Neither of us really "SPEND" a lot, but sometimes we do get a bit carried away. Fortunately we know what comes in and try very hard not to exceed that.
1 person likes this
• United States
1 Jan 09
Sounds like it works for your guys now you have to be careful you bought the time share.
1 person likes this
• United States
30 Dec 08
My hubby and I have been married for 31 years so he knows I will not let us get in that kind or trouble. I am better at money then he is. He loves to spend when we do not have it. I have to reign him in on his spending.
1 person likes this
@Opal26 (17679)
• United States
11 Dec 08
Hey reiny! I guess if you want thing done right then you have no choice but to do them yourself! You are the accountant so you may as well just do your own books so to speak! I know that you have been having this problem with your husband and the credit card payments, so if you do them you can be sure that they will be paid on time and then you won't have to worry about them anymore. It will take you less time to pay them yourself then to worry about whether he has paid them! I think that you are doing the right thing! In the end I'm sure you will be alot happier that you have finally made the decision to pay them yourself even if it does mean that it will take a bit more time for you even though you will be so busy with tax season coming.
@reinydawn (11642)
• United States
11 Dec 08
I tell ya - sometimes this man just drives me bonkers!!!! He said last night that he didn't even have the bill and if he doesn't have the bill he doesn't know to pay it - even though I've already marked it down in QuickBooks... I found the bill in the trash with the other ones that he did pay!!! ARGH!!! Yes, it will be a bit more stressful if I have to worry about this at tax time, but it's going to take some stress off knowing that it's being done right!
@LaurenInLA (2270)
• United States
11 Dec 08
Thank you. I used to think that I was the only one with these kinds of problems. I had to take over paying the bills a couple of years ago. DH would pull checks out of the first checkbook that he found. Bank statements always had big gaps of missing checks and I had no idea whether we had a check missing or not. Big unorganized mess. It takes a little more time for me to do it but it's worth keeping my sanity and peace in the house.
1 person likes this
@reinydawn (11642)
• United States
11 Dec 08
Yeah, I'm going to start doing it all. Like they say - if you want something done right, do it yourself!
@vanonas (949)
• United States
10 Dec 08
Thats boys for ya.
1 person likes this
@reinydawn (11642)
• United States
11 Dec 08
Gotta love 'em, right???
@quhyum (62)
• India
23 Dec 08
hello this is sameer she paid the wrong credit card bills thats why husband nt give the secure to her wife she waste the money sme other thing material may be the husband wasnt give the credit card i hope