Insurance/car accident

@webeishere (36313)
United States
December 18, 2008 11:19am CST
I got a call from the main claims office of my automobile insurance company just a little while ago. As it was, the other person, (whom I believe caused the accident) was also insured by my company the review for fault went into a different process for deliberation. ALl told the other person was found to be at 70% fault. This means that my $500 deductible will be returned to me. Being an insurance company I asked how many months would this take. She told me, "Oh no Mr. O. we are already in the process of cutting the check for you. You should get it within a weeks time or so." Now this is great news as some of the cash we had saved to pay on the Credit Card we used for the deductible was for more gifts etc for the Holidays. So now we have that cash back and my wife and I are both pleased. Just wanted to share this good news with my friends etc here. Thanks all. HAPPY HOLIDAYS FROM GRANDPA BOB !!~
11 people like this
28 responses
@sunnflr (2767)
• United States
18 Dec 08
That is fast work! Insurance company's usually do take forever to do stuff. I'm glad you are going to get the money to help with stuff.
2 people like this
@webeishere (36313)
• United States
18 Dec 08
I had plans for the money come spring as I did not expect to get a check back till March or later. HAPPY HOLIDAYS FROM GRANDPA BOB !!~
1 person likes this
@gemini_rose (16264)
18 Dec 08
That is really good news for you, I mean I know that insurance companies are not the fastest at making a payout so that is great news!
2 people like this
@webeishere (36313)
• United States
18 Dec 08
The last claim I filed I had a vehicle totaled. It took 3 months to get a check from them. So this was a shocking surprise. Wooo Hoooo! HAPPY HOLIDAYS FROM GRANDPA BOB !!~
1 person likes this
@Katlady2 (9904)
• United States
18 Dec 08
That is wonderful news! It all worked out in your favor. Now go and take the wife out to dinner with that money. I'm sure she's been as stressed out as you. wink
2 people like this
@tyc415 (5706)
• United States
18 Dec 08
That is great news and especially this time of year so I say "Yes Grandpa Bob, there is a Santa Claus".
2 people like this
@webeishere (36313)
• United States
18 Dec 08
Yes there is a Santa Clause. What stunned me was the time it will take to get the deductible back. I was expecting it in a couple months not a week or so. Thanks again friend. HAPPY HOLIDAYS FROM GRANDPA BOB !!~
1 person likes this
@jillhill (37354)
• United States
18 Dec 08
Good for you. I bet that is a nice Christmas surprise! I imagine that they are being very prompt due to people changing companies to cut back on coverage...or to save money..either way it's wonderful!
2 people like this
@walijo2008 (4644)
• United States
18 Dec 08
Well thats a good deal for you, glad it worked out that way. Now you've got some extra cash to buy more gifts.... Have a good day...
2 people like this
@gabs8513 (48686)
• United Kingdom
18 Dec 08
I am so happy for you and I am so glad that you are getting your Money back You all have a Merry Christmas
2 people like this
@rusty2rusty (6751)
• Defiance, Ohio
19 Dec 08
I am glad you are getting all your deductible back. I am happy to hear you will get a check pretty soon. Thats good news.
1 person likes this
@someonesmom (5761)
• Canada
18 Dec 08
Hi Grandpa Bob, This is really good news. I love it when thinks work out really quickly, and without all of the usual red tape. Speaking of "working out really quickly," my myLot is loading as slow as molasses at the moment. I think it's time for a break for me, for now. Take care.
1 person likes this
@webeishere (36313)
• United States
18 Dec 08
Yikes. Things loading here fine for me. Have a great day. HAPPY HOLIDAYS FROM GRANDPA BOB !!~
1 person likes this
• Canada
19 Dec 08
Thanks, Grandpa Bob. I had no idea my response here had even gone through. It was 'invisible' when I decided to log off yesterday afternoon. Weird huh? Take care.
@webeishere (36313)
• United States
19 Dec 08
I started having problems with myNOT as well later so I've stayed off for a long time. HAPPY HOLIDAYS FROM GRANDPA BOB !!~
1 person likes this
@Feona1962 (7526)
• United States
19 Dec 08
That is wonderful news...especially around the holidays...I am so glad you didn't get hurt and that everything is working out.. Thank you for sharing such good news...
1 person likes this
@guybrush (4658)
• Australia
19 Dec 08
That's excellent, GB! This time of year is a great time to have some money returned to you, and it's amazing they were able to process it for you so quickly. Happy Christmas and New Year to you and your newly fixed car!
1 person likes this
@Opal26 (17679)
• United States
19 Dec 08
Hey Grandpa Bob! What a nice Christmas Gift from the Insurance Company! That's great! You must have a very good Insurance Company! Now you can go out and buy more gifts (as if you haven't bought enough already!lol That is really a quick response! I have never known an insurance company to be so quick to return money! That sure is nice of them to get it back to you in time for Christmas! Congrats! Nice to know someone is doing such a nice job in the world today!
@Chevee (5905)
• United States
18 Dec 08
Great news GB. It is good to hear something is going in your favor for that accident. Now you and the wife can go out and enjoy yourselves after the Christmas holidays are over. You deserve it for all the time and work you have done this Christmas. Thanks for sharing this good news today.
1 person likes this
@webeishere (36313)
• United States
18 Dec 08
It isa going to bills and giufts actually. So I'll enjoy some extra shopping is all. Thanks also. HAPPY HOLIDAYS FROM GRANDPA BOB !!~
• Norway
18 Dec 08
Great to hear that it went that quick. And you got your money back.
2 people like this
@mtdewgurl74 (18151)
• United States
23 Dec 08
The is awesome news and since it was 5 days ago you probably received your check already you are lucky to have a fast and efficient insurance company. It is a nice surprise. Maybe they wanted to get everything taken care of and wrapped up before the end of the year.
@cdparazo (5765)
• Philippines
19 Dec 08
That is good news Grandpa Bob. Such money would certainly go a long way of buying more gifts. I know the how good it feels to have the money that we have consigned to loss returned back to us. I remember just 4 weeks ago having a shopping spree with my children because I received something which I thought I would no longer receive. We bough new curtains and seat covers, some new bedding, new clothes and of course, a number of toys. Good for you!
1 person likes this
@ElicBxn (63235)
• United States
19 Dec 08
Great news! My mom had an accident before Thanksgiving and after I got back into town after the holiday I had to light a fire under the City bus company (since it was one of their special transit cabs that hit mom.) Turned out someone had put it on the desk of someone that was going to be out for another week. Even then, it was a MONTH before they coughed up the money and mom got her new car back!
1 person likes this
@carmelanirel (20942)
• United States
18 Dec 08
Wow, great news Grandpa Bob, sounds like G♥d is working on your behalf..I know another friend who was blessed to get a good amount of money, except hers is coming before Christmas and she could use the extra funds..:)
@jerzgirl (9234)
• United States
18 Dec 08
What a great holiday surprise!! I'd love to come into a bit of money myself right about now. Regardless of the reason (OK - there is one reason I wouldn't want, but you know). One less burden to consider this holiday!!
18 Dec 08
Hi GRANDPA BOB, That is very good news, you would be getting it before Christmas too, I hope, you deserve with all what you have had to go through. Have a merry christmas. Tamara
1 person likes this