How did you and your ex breakup even though you had kids together?

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Me and my boyfriend have kind of teamed up because we really dont have a choice. Me and my boyfriend do not have the means to move out, me or him so we still live together but since we've broken up I've been going about my life and him his. I take care of the kids while he is at work and then when he comes home I leave. I really do not know where this will go but I do know that getting the courts involved is something we BOTH do not want! We have tried that before and its a complete nightmare that I would never want my kids to have to bare. So for now me and my ex are just doing what we can at this time. I think the breaking point was when we both realized this was not working which took a while because at one point I was like 'it can work' then the next he's like 'i can work' while Im like it cant. Have you ever been in an arrangement like this? I mean Im sure if I had the money to just pick up and move into my own place things would of been much different but what if you don't have the means? I would never move in with my parents because I just do not want any family drama and my mom getting all into my business.