how many of YOU OWN YOUR OWN HOUSE?

I also dream of having our own house. But it's quite difficult to attain. Owning a house here in the Philippines is very expensive or if you want to have them cheap, you will choose to buy on those areas who are very far from the city. You need to commute too far before you can go to your workplace. At the same time, I still have so many debts to pay in banks that I don't think I will pass when I apply for a housing loan. But I know God is good. I know that if I will really work hard for it, and having my own house is really for me and my family, He will grant it in the correct time.