bank account to encash cheque

Philippines
January 13, 2009 10:58am CST
hello everyone!!... i just want to ask you fellow mylotters...do i have to have a bank account in order to encash a cheque? 'cause in what i can remember, my mother uses the cheque(my grandfather's pension) to buy some things in the grocery store then the cashier gives the change(in paper bills and/or coins)..so is it still possible to do it?.. i need your answers..thanks!^.^
1 response
@EliteUser (3966)
• Australia
14 Jan 09
Hey, Well where I live, you MUST cash a cheque to a bank first and then withdraw it from the bank. Here you can't go to the shops and pay with a cheque, because what if the cheque would bounce or not work? Hope this helps you out and happy MyLotting!
• Philippines
14 Jan 09
i saw on your profile that you are from Australia..i think Australia is a bit strict in that matters.. ..i just asked my older sister if she can remember what our mother do with the cheque and she confirmed that our mother used to use the cheque to shop for grocery items and there is no additional charge..i just don't know if i can still do it now.. anyway, i appreciate your response..thanks!..^.^v