What are some of the best ways that you save money in your budget?

@jashley1 (746)
United States
February 20, 2009 5:38pm CST
Hello! I am currently a mother of three who came off a full time position over a year ago to be home with my children. As much as I love being home with them, it has been a huge sacrifice financially and so we've had to cut back drastically (as I'm sure many are doing during these economic times) in order to stretch every penny! I've always been a good budgeter and been somewhat frugal with the money I've had, but I'm just curious to find out ways that other folks stretch their dollar. We do the whole grocery shopping with coupons, buying clothes on clearance... in fact, we just cancelled our cable because we found out that we can watch any tv program online and if you have a tv with HDMI capatibility then you can actually hook your computer to the tv and watch the program you are watching online - for FREE! Talk about how excited we were to find this out! We only use one car whenever possible to save on gas, etc... but what are your ways to save money? Please share as any other ways we can save money is a major blessing!!! Thanks!
2 people like this
5 responses
• United States
21 Feb 09
hmmm... We buy most our clothes at the thrift store, a buck a piece... that goes a long way, and its not all shoddy stuff or anything, I actually got a near new pair of Levis (They still needed breaking in.) What else... well as for winter heating it really depends on your average lows, if your average lows are usually between 10-30 I would recommend turning your heat all the way off and using electric heaters (over oil anyway) We saved around 800 dollars a year because we did this, and honestly, I'm warmer than when we had the oil heat. Laundry can be another place, efficient laundry facilities are better, but if you have a top load washer, that's OK, we'll forgive ya :P once it breaks Down I would HIGHLY recommend a front load washer, you will save money in water. As for the dryer, I would recommend, either drying clothes most of the way, or none of it, and just hanging the clothes outside to dry, If you don't even have laundry facilities (you use a laundromat) then I've heard one guy who would skip the last cycle and save his last quarter, after a while that would add up, he would then let the clothes finish the last part of drying on his bed. If you already cut the cable, then you probably cut the eating out a long time ago :) But convenience foods are another place people lose a lot of money, Lunchables, and individual portion foods are really bad, for the environment, and your wallet. instead buy super cheap lunch bags and divide them up yourself. Thats about all I got for now, I would recommend checking out some treehugger think green kinda websites, If your are wasting less, there is a good chance your are spending less But take it with salt, some of them won't save you, that's where the line between economic and environmental is. but usually the two can co-exist.
@jashley1 (746)
• United States
23 Feb 09
Thanks for all this great information! Really appreciate it!
@SomeCowgirl (32191)
• United States
20 Feb 09
I don't do this myself but some stores will give you a five cent or varying credit on cloth bags you bring from home. I am not sure if it matters if they are cloth or just what they are made of, but I don't think that plastic bags apply. I worked for a store before and had a few regulars who would come in with cloth bags, it was a pleasure to serve them! lol! Another way to save is to make your own baby food, your own detergents, your own soap for bath and hands, and to buy energy saving bulbs, unplug things when not in use, and clean your windows regularly to allow the most light in possible! Freeze things when possible, buy in bulk, and check your cabinets before going to the store, SALES SALES SALES! If your favorite food item is on sale, buy it up, if it's been discontinued find a cheaper alternative!
@jashley1 (746)
• United States
23 Feb 09
Yes I agree with you - I rarely buy anything that is not on sale! I never thought about making my own detergents or soaps - maybe that is something that I'll look into. Thanks for the info!
@lilaclady (28207)
• Australia
20 Feb 09
I was always taught to save and budget, with my parents well they had to and I have learnt it is always good to have something for a rainy day but i also love shopping so the best thing for me to do is stay home and just do things on the internet rather than go out and buy things just because it feels good to shop.
@jashley1 (746)
• United States
23 Feb 09
Me too - I think it really helps when you grow up learning how to save & budget! Oh another great thing that I just learned about was Freecycle - it's like craiglist except everything is FREE. You give things for free and receive things for free. It's really great! Thanks for your comment!
@ersmommy1 (12588)
• United States
25 Feb 09
We use coupons. We buy clothing from thrift stores. Alot of the items have never been worn still new, what a bargain. We view most movies from Netflix. Its a lot cheaper than 1 movie out a month. I work from home which saves on gas and daycare for 2 kids. Eating out is now a very rare occurrence. Just a bunch of things we do. We even unplug appliances we aren't using.
@bombshell (11256)
• Germany
24 Feb 09
i also the same saving money.before i always buying its realy not needed and then end of the year 2008 when i looked at all the stuff i bought i could cry.i could saved lots of money.some stuff did not even used it and some just for looks.so now i realized that since i changed my hobby to buy not important things i saved money every month not a lot but its money.also saving money is not to cook too much that is wasted,dont buy stuff that is not needed and we are using car has not paying expensive tax.in that direction we save a lot since we changed the car.