How do you live life with no money in the Bank?

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Well life is for the weathy and the affluent living in gorgeous and cozy places around choicest cities in the world. Yet they some times aren't the happiest and most fulfilled people so the question of how do we really live life and enjoy the simple things in it with no money in the bank..I mean not so much! I wish to know to know your opinions so that I can handle a class of people am trying to convice to leave the fast lane.