your knowledge about the paypal can help many people......

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hi friends this is himanshu and i am completly fresher to my lot i have created mylot account but i have the problem in creating paypal account. Is there any facility in paypal so that i could only recieve payment i dont need paypal to pay someone,how did you created your paypal account and do you recieve payment from mylot? and how does that amount transfers into our bank account in our currency???? this question/discussion may help a lot of people like me so please help me others by spreading your knowledge.....