When you do shopping at hypermarket, do you use credit card?

@myfb2009 (8296)
Malaysia
March 14, 2009 2:38am CST
l prefer to use credit card when shopping at hypermarket. It's because l am easier to track my expenses when comes the end of the month. Through credit card slips, l am able to calculate how much l had spend in a month. What do you prefer to use?
3 responses
fasyahime
@fasyahime (629)
• Malaysia
7 Apr 09
i prefer to use debit card and hard cash..i always make my own shopping list before i went shopping on hypermarket..plus you can see the total amount on the receipt,right..
myfb2009
@myfb2009 (8296)
• Malaysia
8 Apr 09
Yes, using debit card and hard cash can also help to budget your spending expenses, as long you keep those receipts..
joyce959
@joyce959 (1559)
• Philippines
14 Mar 09
It depends. If I don't have cash at the time of shopping, I use my credit cards. If I have cash and wouldn't use the cash money for other purpose, I pay in cash money. Credit cards can be an option when shopping, but the problem with it is that I tend to buy unnecessary things.
myfb2009
@myfb2009 (8296)
• Malaysia
16 Mar 09
Credit card indeed can be another option for paying the things that we had purchased, incase we didn't bring enough cash. But, it shouldn't be an excuse to buy more than we need. We musn't overspend during this economic downturn times.
Milo Peng
@eagle_f15 (1827)
• Malaysia
14 Mar 09
I have a supplementary credit card from my husband so I use it when I buy groceries from the hypermarket. I have a grocery book where I record down the items and price of the stuff I buy. I like to keep track on them and do monthly accounts on how much was spent as well.
myfb2009
@myfb2009 (8296)
• Malaysia
16 Mar 09
You make a right choice and decision. l keep track of my grocery expenses through the print-out receipts from the hypermarket. l will clipped and record them in my petty cash book.