How much will you use your credit card for?

Hello wondericequeen, Last time, I just used my credit card whenever I feel like using it. I seldom bring a lot of cash with me. Normally, if it is as much as I have, I will just use cash. But if it is more, I will use my credit card.

As I get cash back for using my credit card (and do always pay off the balance within the grace period so as not to incur charges) I use it anywhere the vendor allows it. We really enjoy getting that cash back!

I don't care about points. I think I can earn them with my credit card but is not high on my priority list. When I use my credit card it is usually in the hundreds and will use up to my maximum. Smaller purchases, under one hundred dollars, I usually use cash. With one exception, buying online. Usually I am on EBay for the great deals I can find on cloths and accessories for my dog. Sometimes I only spend ten bucks. This is the Only Scenario where I will purchase with my credit card under ten dollars, unless my PayPal account has funds in it.

usually i'll use my credit card when my purchases are above 50 bucks..

I don't make enough money to convince the credit card companies that I would be good for their business. I am glad I don't have a credit card because I don't want to get in trouble because of debt. Cheers!!

I owe a loadsome of money on my credit cards. I believe that I might reach the point of max it out, so, I listen to some good advise, I cut the cards. I won't use it again. Instead, I used my debit card. It is a better way to avoid high interest charge. Now, I am working on to reduce to my credit card debt.

I have a pre-paid credit card, and before I use it, I transfer my budgeted amount of money into the credit card account. This allows me to use my card to get Airmiles reward points, yet I never run up a big bill, because I am spending my own money. If everyone had a pre-paid credit card, there would be no credit crunch.