I regretted that I lost control on my spendings
By clorissa123
@clorissa123 (4926)
United States
March 27, 2009 10:24pm CST
As before, I had no concept the value of money, and the my spending habits on credit cards. I lost control on my spendings on various occasions, with some people I barely knew. They are not my good friend, they just want to see me spent money, because I thought that I was "cool". Now a big solid bill comes in, I regretted it. They no longer my friends there. I have to take responsibility to pay them all back.
Now, I tried to cut my spendings, and I try to work as much as I can to pay them off. As an advise, you should have solid financial foundation. It is most important thing.
1 response
@chookie1971 (2271)
• Australia
28 Mar 09
You certainly learned a valuable lesson regarding credit cards. Credit cards can be so evil. In my time, I have only had one credit card but have got rid of it many years ago. I had been wanting a credit card again but I didn't want the interest charges. When banks started coming out with the debit visa and to use your own money instead of the banks, I thought that was a wonderful idea.
Also another little tip for those people who like to spend money, If they can put away at least $10 per week, by the end of the year, you have $520 to spend. Even if you go on a shopping spree once a year.
