Please do not laugh

@cynthiann (18602)
Jamaica
April 15, 2009 4:18pm CST
as I really need help here from a good friend. I am trying to open a paypal account as I have nearly $50 earned from Mylot.It accepted all my personal details and country o.k. but then there are three options. 1. Personal account for people who shop online 2. Premier account fo rindibiduals who buy and sell online 3. Business for merchants who use a company or group name. SAo I chose #1 but after entering my credit card info they insructed me to go and shop' Well I do not want to go and shop I want the money transferred to a bank account. Can anyone advise me which one to choose. I evedn phoned them but it was hopeless trying to explain to someone what I wanted. and so expensive too. I should be grateful for any help. Has this happened to you? If so, how did you solve it?
4 people like this
17 responses
@HelloMickey (1655)
• Hong Kong
16 Apr 09
I open up a personal paypal account. But I can transfer my money to my bank a/c. I have no problem in doing this. You just need to open up a personal paypal a/c if you decided it is suitable for you, after you completed the application and received the money. You can withdraw the money, I think I remember a header "withdraw" when you logged into your a/c. Besides, I think the instruction of "Go and shop" is only designed to tell you, you can start to use paypal now. There's nothing related to the type of the account. Hope this can help you a bit.
1 person likes this
@owntuilp (422)
• China
16 Apr 09
as if we gotta set up a online bank accout ,if we want get the cash?
@cynthiann (18602)
• Jamaica
16 Apr 09
Now I get it! Once it is there then I can try and transfer it to my US dollar bank account in my own country. Many thnaks for this.
• Hong Kong
16 Apr 09
Hello owntuilp Not exactly. I just need to transfer money to the bank a/c, the name and some details you given to bank should be matched the data you input when you request the money transfer. So no need to have a online bank a/c in my country.
1 person likes this
@katsmeow1213 (28717)
• United States
15 Apr 09
Hopefully someone has answered your question by now. You do want the personal account, and you do not have to shop. Just ignore that part. Give Mylot your Paypal e-mail address and when it comes time for payouts, you shouldn't have a problem getting your money.
1 person likes this
@cynthiann (18602)
• Jamaica
15 Apr 09
Oh he$$ someone said I should go for the Premier account. I will try the personal again and leave out the credit card bit. Thaks Kat.
• United States
15 Apr 09
You do need to put the credit card on there, or a bank account to verify it, otherwise you will not be able to accept money if it's not verified. But you should be able to just ignore the shopping part is all. You don't want a premeir account otherwise it will charge you if you accept money from someone or get a payment.
1 person likes this
@bodhisatya (2384)
• India
16 Apr 09
Hi, I have a paypal account but I never used it yet to transact money so sorry cant help you about this. :-(
1 person likes this
• India
16 Apr 09
how earn in internet... kindly refersd me.........
• India
16 Apr 09
agreed ur opinion my friend............ solve ur problem my god takes u........
1 person likes this
@cynthiann (18602)
• Jamaica
16 Apr 09
Thank you for responding
@agv0419 (3022)
• Philippines
16 Apr 09
I'm new here too. I don't know also how to get my payment with paypal when I reach the minimum payout. This discussion could really help me. My problem is I don't have an account in the bank.I need to open an account first so I can get the payment through paypal.
1 person likes this
@cynthiann (18602)
• Jamaica
16 Apr 09
You need a US dollar bank account first and then you have to find out if it can be sent to your country if you live outside of the USA
@ulqu1orra (307)
• Philippines
16 Apr 09
Yeah just like others had say. Its not something to laugh about. Thanks for your topic, now i learned how important things about transferring money on paypal and how to use paypal itself. Actually I'm new in internet marketing so this topics educate me a lot. :D
1 person likes this
@cynthiann (18602)
• Jamaica
16 Apr 09
I'm glad that yo found the topic useful. I'm going to try again.
@youless (112123)
• Guangzhou, China
16 Apr 09
In the past my Paypal account is Premier one. I had to pay for the charges if someone transferred me money. This is why some time ago I decided to downgrade my membership to personal account so that I don't have to pay any charges when I receive payment. If I want a Premier account, then I would sign up one for my husband and it is the same. So I think a personal account is better. I love China
1 person likes this
@cynthiann (18602)
• Jamaica
16 Apr 09
Thak you for responding. I've just found out that the charges are high for a premier account.
@lilybug (21107)
• United States
16 Apr 09
You only need the personal account. They are trying to get you to go shopping, but you don't have to. You have to wait until the money is actually in you account to request a transfer to a bank account. Then there should be tabs you can choose from to send to a bank account. You have to get your bank account verified first though.
1 person likes this
@Shar19 (8231)
• United States
15 Apr 09
I haven't done anything yet with my funds on Paypal. I subscribed to the first option too just like you. I hope someone has an answer for you.
1 person likes this
@cynthiann (18602)
• Jamaica
15 Apr 09
I think that I am going to go with the second option as I may want to sell on ebay. I don't want the money to go into my c/c account but into a bank account where I live so I hope that I can work this out o.k. Many thanks
• China
16 Apr 09
Hi, I'm new here, and thank you very much, your discussion is really useful for the new one here, next time I'll know choose which one.
1 person likes this
@cynthiann (18602)
• Jamaica
16 Apr 09
Welcome to Mylot. I hope that you will enjoy making friends here. People are really kind and do help with problems
@abcnadz (457)
• India
16 Apr 09
hello cynthiann ... learntoearn is very much right. he has solved your question . it is premier account. i opened a paypal account long back for no reason . and even i was confused of which one to choose but somehting made me choose premier account. and now my paypal a/c that was opene for no reason will be useful coz i joined mylot.. but my paypal a/c is still with a balance of $0.00 . btw,, how are your grandchildren now ? hope they hae recovered from the sickness. have a great day
1 person likes this
@anniefannie (1737)
• United States
15 Apr 09
I just got started on my lot.so if some one can answer you it will also help me. Good luck
1 person likes this
@cynthiann (18602)
• Jamaica
15 Apr 09
Thanks, I am trying again. See the answer above. Many thanks for responding
• United States
16 Apr 09
Hello Cynthiann, Don't worry, no one's laughing here- that's a very serious issue when not addressed properly. I'd recommend premier; you don't really need to shop online as one of your other viewers said, and you can just skip certain parts of the account creation. The downside to PayPal is that they charge you a fairly high price for requesting a check- around 4-5 dollars, which is unfortunate if you're only getting paid $10 or so a month. But, as you have almost $50 off of MyLot (???!), I suppose that's not an issue. But yes, so basically just choose premier- many people choose that and good reviews have come out, so there's really no downside to it apart from the check fee. Hope that helps- let me know if you have any other questions. -Fresh Writing
@cynthiann (18602)
• Jamaica
16 Apr 09
Thank you so much for this. I just let the moiney I'v earnt from Mylot pile up but now need to get somehting organised, I din;t realise that they charged so much money for a transaction.
@otobits (97)
• Philippines
15 Apr 09
Well there is nothing to laughing about. Our curiosity deserve an answer. It is better to ask and learn. hope you can resolve your problem.
1 person likes this
@cynthiann (18602)
• Jamaica
15 Apr 09
Thank youi. I do need to get this money into some kind of account,. It is not much but I earned it!
@Barb42 (4214)
• United States
16 Apr 09
I don't think it really matters which one you have. I think you can let people put money in your account which ever you have. I got mine back when I was selling on Ebay, but now all I use it for is for people like Mylot or Payperpost to add money to it, or an occasional buy on the Internet. They were probably just letting you know it was ready to use.
1 person likes this
@owntuilp (422)
• China
16 Apr 09
you see i also met the same problem,a good post,
@cynthiann (18602)
• Jamaica
16 Apr 09
Many thanks:)
• United States
16 Apr 09
Hi Dear Cynthiann: You've gotten lots of good responses on here; Wow! You've been doing really good on mylot, and saving your money up to that amount (G)! I'm always breaking my neck to get to mine as fast as I can LOL! Anyway yeah just ignore the "go shopping thing", you can use either the personal account or the premiere one, the main thing is to be sure and get your account verified by setting it up with a credit card, debit card can be used for this too and what I like most debit cards are easily set up on paypal too as your checking account, I do that myself I've used a lot of different debit cards to set up using that card for my ( credit card) and used the same debit card to set it up on paypal for my checking account; Different countries have different rules and so on to do that using debit cards for others reading this they just need to do a bit of research on their country, and the debit card if used; good luck and I hope you enjoy your earnings soon enough in paypal!!
1 person likes this