confused with paypal

Philippines
April 25, 2009 6:12am CST
hi, i think i have problem with my paypal. I dont have any card like credit card or bank card so my status is unverified. Will i ever have a problem with this? And in my paypal id im using the email id of my paypal account. But i just learned that there is a unique paypal ID for every member but i dont have that, i guess because my status is unverified. I just want to know if all of you here are using this unique paypal ID for your payment or you give your paypal email address for the cashout of your earnings. What do you use?
3 people like this
13 responses
@arkasen (748)
• India
25 Apr 09
The email id with which you sign up with paypal is your unique paypal id. Even I also don't have any credit card and my account status is also unverified. I asked all my fellow mylotters whether there is any problem with this in getting payment from my lot or any other site. But they all said that there will be no problem with unverified status. The only thing you can not be able to do is to transfer your earned money to bank account. You have to spend it in shopping or somewhere else online.
• Philippines
25 Apr 09
I hope so but i just heard about this unique paypal ID so i got confused. Thanks for the response!
@panmin (90)
• China
26 Apr 09
oh~yer,you can spend the money online to buy things that you need,in that way you have no need to exchange your money into currency ,nor do you need a credit card.
• Philippines
26 Apr 09
If you have already an account for paypal, that account is the unique Paypal ID so I hope you won't be confused with it. A Paypal account can be any of your email addresses of your choice, but it is unique in the sense that there are no two different people with the same email account. It's personal, and it's only yours. Therefore, the unique paypal ID and the Paypal email address are the same. You can send and receive money using Paypal, but you cannot withdraw them directly from Paypal not unless you use a bank card or debit card. Hope that helps.
@jkatmaou (195)
• Philippines
26 Apr 09
i agree that each email ID is unique in itself. but if you would check her post again, you might find her asking about the paypal user id you use to refer merchants to Paypal. if so, please view my response to this discussion.
@youless (112166)
• Guangzhou, China
26 Apr 09
I think if you don't sell things via the net such as from Ebay, it shouldn't be a problem. Actually my dad has a Paypal account and it is not verified yet because he doesn't input a credit card information. He can still send me money from Paypal anyway. And he also can receive payment without any problems. The Paypal ID is just your Paypal email address. I love China
@jpso138 (7851)
• Philippines
3 May 09
Your paypal id would be the same as the email address that you have used in applying for paypal account. There is no difference at all. Perhaps the only thing that would differ would be your password. I have heard that there is no problem with an unverified account but there is a limit in what you can spend or withdraw. I do not know this since immediately after applying for paypal account, I have mine verified right away. You can use open up a debit card with unionbank if you have difficulty getting a credit card.
@jheLaichie (4438)
• Philippines
1 May 09
by reading all thier responses they also help me on it... i still dont know how to have payout on paypal... but now i kind of understand it... thanks
@dianmelydia (2269)
• Indonesia
25 Apr 09
I never heard about unique ID as you mentioned. Paypal only use the user's email address as their ID. You'd better applying for your own credit card so you can verifying your paypal account and use it with convenience. I think it's not a good idea to use other people credit card even though that is your trusted one because paypal has terms to using your own credit card which the name appeared on the card is same with your registered name in paypal. There's some limitation on your paypal if you use other's card for verifying your account. You could also use your debit card for verify. I think it's not hard to have a debit card. You can contact your local banks for further debit card information. Hope this short explanation helpful. Have a nice day and happy mylotting.
• Philippines
25 Apr 09
The unique Paypal ID is also the one they use for referral. I'm hoping to have my own bank account soon. Thanks for the response!
@venmarz13 (735)
• Indonesia
26 Apr 09
ehm OK.so theres no unique id but you can use you email which you use in paypal as your id.then you must make it verified.if you were in US you can use it by debit if im not mistaken.and if you dont have both of debit and credit card,you can buy VCC(virtual credi card) its about 7$.then you can make it verified.if you unverified account you will only get not more than 100$ in you paypal and you cannot use your paypal to amazon(shopping site)
• Singapore
25 Apr 09
some people just buy thing on the net .using paypal .if you really want to withdraw i heard you can withdrawn in wireless bank
@junojose (43)
• India
25 Apr 09
I dont have a paypal account like you my friend.I am also a bit ignorant about the payouts.However i haven't scored that much so as to withdraw my money.So i dont feel much tensed about it.
• United States
25 Apr 09
With PayPal, the only verification I have had to use is my e-mail address. :-) I have noticed that there is an ID, but as I have never had to use it, it never seemed important to me. :-) I know at one time I thought I was having a little difficulty with PayPal, but it turned out that the problem was with the card I was using. If you are still having problems, it might be best for you to have a direct correspondence with PayPal. :-)
@stevego (23)
25 Apr 09
You can lift the lower limit to £1700 as l did just by registering a bank account. To become a Merchant you need a second bank account then you can except and pay out money from anywhere in the world. l lived in Bulgaria for three years and never had any trouble moving money to my english accounts my Bulgarian accounts or to my pre paid card
@stevego (23)
25 Apr 09
Hi if you do not have or want a credit card you can apply for a prepay card which costs about £10 l have a Virgin card. Then you can register it on ebay and have up to £5000 transfered to it. Hope this has been of help
@tzaddi (395)
• Philippines
26 Apr 09
you have to go to your email account then copy the verification code and paste it in your paypal account..but that's only one half..the other half is you need to issue a debit card from any bank you trust ASAP so that you can link it with your paypal account and withdraw what you have earned in your paypal..ü but signing up is absolutely free..and you don't need to have any kind of card when signing up!!ü