Difficult to borrow money???

I can’t blame your friends of being scared…not returning money is very real and I’ve experienced that. Unless you know her very well don’t do it. But that is very good you trust her like that. All college students are in the same boat. Money is valuable to them and they need everything they can get. Plus they might really not have any money or not enough to let someone borrow even if they will pay back.

this is correct that many people do not return lended money,but i would like to say two things here:- first,when you are ready to lend some money to your friend you should have faith on your friend and that faith comes from the fact that how well do u know your friend,when i was a college student me and my friends often used to borrow money from each other,when needed,and we were assured that we would get our money back. second whwn you lend money to a friend,that means you want to help him/her,consider a chance if he/she not give your money than? if u think that this will also fine,and if it happens you would make an excuse second time your friend ask you for money without breaking your friendship. yes in some cases money could be proved a test of friendship but not always. some people are good in everything,they help you everytime,but when it comes to money,they don't help.

money is a very sensitive issue. because of the money can be dropped out of friendship. if it has money and can not lend any money. sometimes we actually have the money but if money is borrowed we will be busy, if not immediately paid. I taste test of friendship, not money.

Yes. In fact I strongly agree with you that MONEY is a test of friendship. Most people are afraid to borrow their money out fearing that they will not get it back or probably they really do not have enough for their own as well. For me, if it is for a good cause and if i can afford it, i will definitely help the other person and borrow him/her the money.

HOLD UP! You think money is a test of friendship? I dont think so. Me and my best friend are complete opposites. I love her with all my heart but if I asked her if I could borrow $10... she'd probably try and make it happen... but in the end, she wouldn't have it for me to take... but reverse that, if she'd ask me to borrow $200 I have it for her. So how does that make it a real test. Not everyone is comfortable with lending out money either. And I'm sure you and your other two roommates have some sort of job or something to work for your money... why isn't she doing the same?? Maybe your other roommates all ready have something planned for THEIR money??? If I were in your shoes, I'd be doing the same thing... offering to lend money - but that doesn't mean everyone else will be.

Perhaps you're right.I wanted to go to Hainan for a research some days ago,but I couldn't afford the plane ticket.So I told my difficulty to my best fridnd.To my surprise,he leaded me 800yuan.I appreciated him very much.I think he is my true friend who can help me in need.

I would not blame anyone if they are unable to lend money. Once a "friend" requested to burrow money. Luckily someone tipped me that he has big problems with the bank. He was a big spender but fails to pay his debts with the bank. So I just said that I could not lend him money.

Your room mates may have made a rule that they don't lend money. I know that loaning money can get out of hand. I have experienced it myself. Just this past month in fact. My friend received $3500 USD in grant and loan money. Instead of socking part of it away, she spent it on stuff that she really didn't need to. She made Easter baskets for everyone (except my boy friend and me), took people to movies, bought stuff that caught her eye, and more or less pissed away the money. I got a call the beginning of the month, "Could she borrow money to get a spiral ham and the fixings for Easter dinner?". I went ballistic. They get more money than I do, and she wanted me to supply their dinner for themselves and their guests. I realize that it is hard to understand when friends say no to loaning money. It isn't so much that they doubt that she will pay the money back, but it is the fact that when you loan someone money it's like loaning them double the amount they asked for. This is because not only do you NOT have the use of the money you loaned, but you also have to come up with the money to replace it. Loaning money throws your budget off enormously and there may be something that you really need that because you loaned out the money you have to do without. In my case right now I have to borrow money from my BF to pay for fuel. I loaned my friend the money for the Easter dinner ($50) so I am out that money until she gets around to paying it back. As it is she had run up a bill to over $3000 (USD) and I got half of it back at the end of March. I have to wait for the other half until this fall around October...providing that she does pay me back. The funny thing is that I asked her for a loan because I had a huge expense coming up...she refused me. Yes, money is a real test of friendship. But friendships have ended badly because of money. People who borrow a lot of money sometimes don't want to pay back the huge amounts and soon they simply end the friendship rather than pay the money back.

Hello happyforever, I don't like to lend money to friends unless they are really close to me and I can trust them. For me, money is not the way to test whether a person is a true friend or not. I am concerned about my friends around me and always try to be there with them during ups and downs of their lives but at the same time, I don't like the habit of borrowing money. I, myself feel shy to borrow money from friends. If I really need to, I will go to my family first. Even if I have to borrow money from my friend and she can't give me the money, I won't treat her as a bad person. Money can change people and you need to be careful with anything related to money matter.

Yes, money surely is really a test of friendship. But, it all depends on every individual's situation. Many years ago, during my college in a hostel, I had a friend who had the habit of borrowing money from others but she would never never give them back. Once, she asked me to lend her money, I felt bad so I gave her even though others told me not to give. After many months also she just ignored about the money I lent her. I finally had to approach and ask her back, she said she would not give me back....I got very upset. After a year, she came and asked me again to lend her money but I straight told her that I would never ever lend her again in my life. Other reason why I could not lend others money was because I was poor.....I too hardly had anything for myself.........so how would I lend out?

this is one thing i have learnt from a lot of experiences i have had in my life it is difficult to borrow from people who are closest to u and this is most painful when this is coming from the people you so much trusted and rely on but these dasys i have made up my mind never to trust anyone with any thing especially when it comes to borrowing money from people

I think that money is something best borrowed from say a bank or something like that. Even borrowing money from family can make a relationship tough. To be honest though unless its a small sum...something that it really doesnt matter if i get it back. I generally cant afford to lend a friend or family member money. Its not that i dont want to its that...if i do i cant afford to pay bills or get to work. As a student - I found that even harder to do.

Well even i stay with roomies, yes it is very difficult to borrow or lend money.there is one of my friends i always helped her with money whenever she comes out with me she buys whatever she wants from the food store, but the she regrets that she forgot her wallet at home, i paid for her.she promised to pay me back as we go home but till today she havent returend my money back, even i need money my parents stay far too. i think i will never lend money because we all got problems for money we are not rich enought o lend money and then forget about it to take back...

lot's of my friend do lend their money whenever i am lack of it and i always pay back because i don't want my relationship with them become sour..if we know to ask money,we should use common sense to return back the money! if you can't afford to payback ,don't ask people's money! but if it's up to me,i won't ask money from my friend if it involve big sum of money,who know when you can capable to refund the money !i also doubt i will lend big amount money to my friend,i don't want in debt because of my friend!lot's people will claim to be your friend when you's have easy life but if you're poor or in trouble,nobody admit to be your friend! this is life!

It is difficult. In today's scenario,people do not lend money easily. some has habit of borrowing money and never return it, so people are careful.

I have a little rule for myself that I will never lend out more money than I can afford to never get back. Why? Because that can possibly ruin a good friendship. Things happen and the borrower may find themselves unable to pay back as promised. If you were counting on that money within a reasonable time frame, it could lead to friction in the friendship. So whenever i lend money, I bare in mind that I may never see it again even tho I hope to. I am in the states and not sure how much 50 rmb is. Is it a large amount?

hmmm well it is always difficult when we speak of money, people tend to be hesitant about it because it is a necessity, it is not easily acquired, you have to work for it..people are afraid that when someone borrow from them that someone would not be able to pay them back.. the true test of friendship happens when how will you feel when that friend of yours will not pay you? will you get mad at her? will you still lend her in the future? i think that is where the test of friendship will takes place..

why college students want to borrow money from their roommates?we are all consumer.we have no much money.they have really ability to pay back the borrowed money from others?I don't think so.

Money and friendship,die or not to die? This is two different things.Sometimes,they could not lend the money,coz they really have their own delima.The best option is seldom borrow money from your common friend. I just came across one of this,I need about 1000 to purchase my laptop,that is really what i wanna get for now,but I try to borrow the balance from some of them,i found it's not an easy task.Different people have different idea.If i were in the same situation and have the enough money,i'll contribut what i could do for my friends...

im also a student girl. anyways i understand what you had posted. a true friends can measure only for the money?. i have also encounter that situation that when my roommates do not have enough money to eat, im not doubt to give her of what i have. money does not stay to you forever, but true friends will stay with you if you are also a true friend for them. do not wait the time that sooner it will comeback to you. it also depend upon the situation but there are common situation that we cannot avoid, and thats what we called 'money'..God is always be there to watch you, so when a person approach you, donot wait, but help them. one thing donot forget, donot think of a person, think of what you can help. bleesings come to you!