Do you have online banking?
By kekexinfeng
@kekexinfeng (1295)
China
July 9, 2009 7:47pm CST
I don't have online banking,but thiese days I want to buy a domain name online,and it is very annoying to send money at the post office,and it is slow too.So I want to open an online banking,then I want to know somethink about this.
Do you have this problem?
How do you solve?
2 people like this
4 responses
@underdogtoo (9579)
• Philippines
10 Jul 09
I used to have this problem before I got my paypal account. It is quite common nowadays and it might be available in your country. Cheers!!
@greenline (14838)
• Canada
10 Jul 09
Yes, I have online banking. I can make deposits, withdraw money from my account, make payments from my account, receive payments to my account. Very fast and easy. If you like to open online banking, I would thing the Bank where you have the account could help you. They can open the account for you. I would suggets you visit your Bank, and ask them to do that.
Have a nice day !
@skysuccess (8857)
• Singapore
15 Jul 09
kekexinfeng,
Online banking is indeed the way to go for personal banking today, and I am sure you will not have any second thoughts once you have it hands on.
First, it would mean convenience which really brings your bank right to your desktop figuratively speaking. Gone are the days where you have to visit the nearest branch to conduct your banking like payment of bills, transfer of funds, checking of bank balances and payment receivables. You can just simply recall these information as and when you want and have real time 24/7 access.
You may also pay your credit card bills to ensure your creditability and limits even when you are overseas with no one home to do it for you with your local bank. I just do not have to tell you the perks you will receive when you pay these bills on time and being responsive here.
I am sure like me you will agree the annoyance and frustrations when you queue up for your turn in the bank. I just feel that it is simply a total waste of precious time and online banking has been really of help to me here.
Just apply for it with your current bank and credit card accounts and you will be assured of a better life. Especially when you can have a better total control over your finances which is ultimately your wealth.
Have a nice day.
Have a nice day. @maezee (41985)
• United States
10 Jul 09
When you say "online banking" do you mean an online payment processor such as PayPal? Or do you mean you want to be able to see your transactions from your main bank online? I have online banking in both sense's. I have PayPal, which is good to a certain extent. It helps you transfer money from account to account (person to person), such as if you're buying something from someone over eBay. But I've had a lot of bad experience with the PayPal fees; it takes a certain percentage of your payment/earnings OUT of it as a "processing fee", and it keeps it for their own profit. It can get kind of upsetting. They took .75 cents out of a transaction of $5 that I was sending to my sister. Kind of irritating if you ask me. I don't really like PayPal that much because of that reason alone.
Otherwise, I have online banking in the sense that I can transfer money into relatives' accounts and can view my transactions/account balances online. It's very handy..But I'm not sure how that will help you!
1 person likes this
@kekexinfeng (1295)
• China
10 Jul 09
I think you give clear advise,I also have paypal,and I think it is easy to use,when I refer online banking I mean the second means you say,I don't know if it is safe,or there will be problem when you use it.
Have a good day!

1 person likes this



