How much do you want your health care to cost?

Have you ever thought about what you'd do if you had a serious illness or injury? A hospital stay for just a few days can easily climb to five figures. You'd be amazed how quickly you get into six figures! Could you afford to pay all that ourself and if you can't is it fair for others to basically pay it for you through higher costs and premiums themselves if you could have afforded to get insured? Annie

I could make payments. Basically it would be like buying a house. Still cheaper in the long run not to have insurance generally. Just think about how insurance works. If you pay so much per month, they're expecting you to use less care than you're actually paying for. Otherwise they don't make money. However, I do think when I'm about 40 or so I would probably get some type of insurance anyway just because that seems to be the age when the body starts to fall apart and the gambling odds would become worth it. But currently, I like my odds enough. If I were to get insurance now I would only want to pay for catastrophe insurance. I don't need $20 doctors visits because I don't visit the doctor much, maybe only once every 5 years. So I would be paying $180 a month, when instead a doctors visit usually only costs me $300 or so. So if we were forced to have this health care thing, we'd also all be forced to pay. Except for those on welfare, they'd get a free ride as usual and we'd all pay more to give it to them.

You obviously haven't been to a hospital as an uninsured person, or you would know that they ask you how you will pay on entrance. I went to the hospital once for a broken arm, and they made sure my credit card limit was high enough that it would be covered. I once went to the hospital with severe pneumonia as a kid, uninsured. They wanted to admit me but they could not, so I had treatment as an outpatient. Which still was expensive but we managed to pay. I do know a family that defaulted on their medical bills, and now even the kids try to go to the hospital and they put their name in the system and immediately turn them away. So I don't know what you're talking about with hospitals being forced to care for patients even if they cannot pay. It doesn't work like that in this country. They can even take the homeless away in cabs and drop them off elsewhere if they came to the hospital.