Efficient Care, The Obama plan
By Sourceseeker
@Sourceseeker (1197)
United States
July 26, 2009 6:22pm CST
The biggest discussion going on about Health Care is should there be a government run or sponsored Health Insurance plan? Those against, say it will drive current Insurance companies like Etna, Blue Cross/Blue Shield, etc out of business . It is said by those against, Insurance companies would not be able to compete with a trimmed down government operation. They would be driven out of business, which would drastically effect the health care industry.The biggest concern is that employer based Insurance plans would be outfazed for a cheaper (but not adequate or acceptable) government plan. Therefore patient care would end up suffering because patients would lose coverage to go see the doctor of their choice who is not part of the plan.
There are two problems with their scenario. First, it is agreed by almost everyone that the system we currently use must be replaced. The current system is too costly and largerly, ineffective, leaving too many Americans uninsuranced and emergency rooms under fire from over burden.
The second and most progressive reason we should change is our faith in American ingenuity. You tell me the Insurance companies can not handle a little competition? The Insurance companies will follow the same rules of any government plan and Im sure will be able to make innovations.
Take this example, those searching for jobs can use the Federal Resource department to assist them or they can use any number of private job search and job placement companies to assist. One does not negate the other.
The insurance companies will fiind a way to survive and most will find a way to prosper. But the most important thing is we must improve our people through better health care. People are our most important resource in our progress in the new global world.
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1 response
@Troublegum (641)
• United States
27 Jul 09
First off, It is NOT agreed that the current system needs to be replaced. Yes there are ways to make it more efficient, but it is still the best healthcare system in the world and it would be stupid to throw it out and model it after any of the other ones that aren't as good.
There are two problems that are driving up healtcare costs right now, one is that there is a large segment of the population that is receiving healtcare and not paying for it, the other is that those that are paying for it are paying indirectly i.e. thay are paying into a system that is in turn paying for their healtcare. This takes Shopping out of the equation and people tend to go to the doctor who is either closest or the one they like personally. Both of these drive the costs up.
As for competing with government, the difference here is that the goverment program will operate at a loss and rely on taxpayers dollars to support itself. So when an insurance company earns a dollar, 30-40 cents is taken by the government and a portion of that is used to suport their competition. So we are not talking about a level playing field.
Ask yourself why there is no private company that delivers post cards.
And yes their are private schools that compete against the public schools, and yes parents of private school kids pay as much to the public schools and the parents of public school kids, but what happens is that on average the private schools are better, but they are only affordable by a select few while the average student is left in a largely failing system.
With health care the same will happen those few with plenty of money will still be able to buy good health care, but a increasing majority will have to settle for a progressivly worsening public healthcare system.
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