Do you have a saving habit?

@meapas (2436)
India
August 11, 2009 7:13am CST
You should have a saving account. You should start investing a little which will earn you some extra money. Saving habit is the need of the hour. What ever your earning capacity is and what ever your monthly expenditure is, you should start saving a little on a regular basis. Savings is a must for bitter and better days. Remember those words of wisdom by George Bernard Shaw. Grain by grain-- a loaf, Stone upon stone-- a palace. So start saving from today and cultivate this golden habit. Your own savings is the only best friend of your future.
5 people like this
34 responses
@youless (104245)
• Guangzhou, China
12 Aug 09
Yes, I have a saving account. It is important that we save some of our earnings. As nobody will know what will happen tomorrow. We don't have a custom to have a debit life. I love China
1 person likes this
@meapas (2436)
• India
12 Aug 09
Thank God you don't have that custom. You can be assured of a good financial life. Keep rocking.
@meapas (2436)
• India
12 Aug 09
Thank God you don't have that custom. You can be assured of a good financial life. Keep rocking.
@SomeCowgirl (32254)
• United States
11 Aug 09
It is very important to save for the future. The economy is always uncertain, and so money for a rainy day is a must. Saving also for the future is a must, vacations, schooling, etc. Mylot is a great site to make a little extra money to save for a rainy day, or even just enough to put towards a fund of your choosing!
1 person likes this
@meapas (2436)
• India
11 Aug 09
Nice to hear you again. Hope you are having a regular saving habit. You need something to fall back on, and there can't be a better one than this. It is all yours and you don't have to give back.
1 person likes this
@SomeCowgirl (32254)
• United States
11 Aug 09
Yes it is great to have and it's money you know you'll always have for an emergency.
@olepmis (842)
• Philippines
14 Aug 09
hurray, thumbs up! Savings for the future is the best no matter what you have. It will ease a lot of pain when you ar in dire need of money. so my dear mylotters start savings until you can. It is for your own good.
@meapas (2436)
• India
14 Aug 09
Thank you very much for understanding the real value of saving.
@IzzyKitty (116)
• United States
13 Aug 09
I just made both a Checking AND a savings account yesterday! I highly recommend people have both. Bank of America is a great bank and has a great online service. Hopefully this will help me in the future :)
1 person likes this
@meapas (2436)
• India
13 Aug 09
That is really very commendable. You are on the right path and advising others to follow your path is well appreciable. Wish you a very great future.
@machizmo (279)
• United States
12 Aug 09
I save money from any job I work at and prepare for times I do not have as much work. I always save money in some faucet and will always keep some kind of savings account.
1 person likes this
@meapas (2436)
• India
12 Aug 09
That is really commendable. A good habit and a paying habit. Keep it up.
@Soniasony (1827)
• India
12 Aug 09
A dollar saved is a dollar earned..Thats a great thought it is surely a need of hour ..we spend on so many things which we donot need but we just want to look good..BUt saving secures your tommorrow and give you a confidence to have a happy today..
1 person likes this
@meapas (2436)
• India
12 Aug 09
Yes you are right. For a fearless and confident tomorrow we should a strong bank balance. Keep growing stronger and stronger. Best of luck.
• India
12 Aug 09
yes u r right , saving is very important , becuse money is the only friend in bad time , as its the time of recession those who have saved money are happy rest are tensed
1 person likes this
@meapas (2436)
• India
12 Aug 09
Yes but do you save regularly? Knowing is ok but we should do it.
@derek_a (10894)
12 Aug 09
Yes, I have saved all my life and still do it now. In fact I cannot really stop it as it's a habit. My parents taught me this from being a very young child. - Derek
1 person likes this
@meapas (2436)
• India
12 Aug 09
Wow! What a good teaching! Kudos to your parents for this. A very good example. Keep rocking.
• Philippines
12 Aug 09
I have a savings account.I have an account which I save money from my salary.I would like to open another account.I would like to open a passbook.this account will save my money from my part-time job.
1 person likes this
@meapas (2436)
• India
12 Aug 09
What a great idea! This habit of yours will make you a very independent person.
• India
12 Aug 09
Hai I am havimg the habit of saving. I have an saving account in my name. I regularly save as and when I get money. More over when the amount reaches certain limit, I deposit in the fixed deposit by which I get inyerest in my saving account.
1 person likes this
@meapas (2436)
• India
12 Aug 09
Wow! That is really great. This is how it should be. We are our own masters. This way we can enjoy our financial freedom. This should be a great example for others. Thanks for sharing this with us.
@imsilver (1667)
• Canada
12 Aug 09
My bank has a neat little program going on that helps me to save money. It's called Bank the Rest. Everytime I use my ATM card, it rounds it up to the nearest dollar and puts those extra cents into my savings account. Over time it builds up. Now if I could only learn to leave it in there.
1 person likes this
@meapas (2436)
• India
12 Aug 09
So lucky. You have a tailor made system. Just leave the cents to grow into dollars. These extra savings will be your future best friend.
• United States
12 Aug 09
I have a savings account. I agree with saving enough money so you can take care of yourself. Right now, I'm just about to start college so I'll be using a lot of money but I would not touch the money in the savings account. It is saved for when I move out and have to find a job and depend on myself.
@meapas (2436)
• India
12 Aug 09
You are on the right path. You can be your own master. Good going. Best of luck.
@subha12 (18449)
• India
12 Aug 09
I spend much. But still I try to save some money. I have seen, whatever I want to save, much goes away in spending. Its true there should be saving habit.
1 person likes this
@meapas (2436)
• India
12 Aug 09
Be very strict with yourself. Cut down your spendings and make saving habit your most lovable hobby.
• Pakistan
12 Aug 09
Yes I Totally agree with you.. saving is really good habit..
1 person likes this
@meapas (2436)
• India
12 Aug 09
In fact it is the best habit a person can have. This will protect you from any financial problems.
• United States
11 Aug 09
I have a savings account. I try to put as much money away from each paycheck as I possibly can so I can actually earn a little extra money on the money that I make anyway. However, it's gotten a bit harder to put away some money for the past few weeks because of everything that I've had to pay for. I plan to put some money away from this upcoming paycheck on Friday because it will be a much higher paycheck and I'll be able to afford it.
1 person likes this
@meapas (2436)
• India
12 Aug 09
A good habit is like a good friend, keep it for ever. You will be stronger in the future.
11 Aug 09
I agree you must try and find some way of helping yourself out financially in the future. I have two savings accounts for myself and one savings account and one child trust fund for my daughter, i put a little bit into each one every month, not a lot but the pennies do add up, and then there is the interest on top of that too which isnt much at the moment but over time you should see it add to what you put in.
1 person likes this
@meapas (2436)
• India
12 Aug 09
Well you should not find it difficult, if you go steady with it. Well done and keep growing ever green.
@mermaidivy (15404)
• United States
11 Aug 09
Yes, I do have a saving habit. When I was at work, I liked to save a little bit at the bank every month but these days, I don't have any money to save these days so I cannot do it. I think once I have money again, I will start doing saving again every month.
1 person likes this
@meapas (2436)
• India
12 Aug 09
This habit is like some sweet relationship, which must be attended to always. Keep going and keep growing. Best of luck.
• United States
11 Aug 09
i always try to have a good amount saved up just in case.. but sometimes it doesnt always happen.. but all ya can do is try
1 person likes this
@meapas (2436)
• India
12 Aug 09
Yes good to know that you are well aware of its importance. But do stick to this habit come what may.
11 Aug 09
Yes, I have a habit of saving. If you do not learn to save, what will happen when you need the money desperately for something and do not have enough money to pay for it. Saving up money is a good habit that everyone should learn. Every dollar counts. It helps you plan for the future in case you are ever faced with a difficult situation.
@meapas (2436)
• India
11 Aug 09
Yes it is a very good habit, in fact it is the best habit one can have. Keep growing it even in rough weather.
• China
11 Aug 09
no,i don't have a saving habit.but i see it after,i change my opinion.i will do it.and i will call on my friends.i will keep a saving habit.
1 person likes this
@meapas (2436)
• India
11 Aug 09
Open a savings account and start saving on a regular basis. This will be your best friend in time of emergency.