How many credit cards do you have?

I think one card is necessary and sufficient for a person. Even If we do not use it for shopping, it is highly useful for online transactions (e-shopping). Also in many star hotels abroad they are asking the credit card number for surity. To obtain a business visa, most of the countries insist on having a credit card. One of my friends, who did not have a credit card had to undergo a complicated process to obtain his business visa. He had to endorse his foreign currency balance status in passport as a surity. Also during emergencies, If you urgently need money it is better to use credit cards and settle the amount as soon as possible. Else you will have to rely on private lenders who charge exorbitant interest or personal loans from banks which involve lengthy process. I dont have any credit card with me. But my Axis bank had offered me a gold debit card which comes with all feature of credit card. The only difference between golden debit card and credit card is, I use my gold card for "Debit", where i spend from my own money. whereas credit card gives us "credit" for certain limits. Happy Postings! Have a nice time!

I only have one. It's a prepaid credit card so that I can only spend what I have put on the card. it comes in very handy for online shopping and will never put me into the credit card black hole :)

a good kind of credit card. how is the monthly cost? anyway i have got one credit card, but i generally use in the concrete. i mean that i don't buy anything on internet. i just use it with "my hands".

Hi there, well i have only 1 credit card i am using this for 4 years already. I dont want the idea of having more than one card because i can't control myself in buying so i just have one and i dont have any plan to have more than this. I also do some rebates using my credit card but not the same from you. Mostly 5% rebates, anyway keep on mylotting

I have a Visa. And that´s all. They also give me dollars for using it. As I don´t like to get into debt, I pey it completly every month and that way there´s no interest. That money is also part of my vacation money. So I don´t use is really for credit, but it helps me to know how much I spent inwaht. I had a debit card too but I returned when I discovered that the monthly charge for having it was a lot of money. You can also use your credit card to take out money, just like with your debit card. As for paying it, I asked the bank to pay it in full every month. That´s very good when you are out of the country. You know where you have your money .