Making it a LAW to have health insurance
By lilwonders
@lilwonders456 (8214)
United States
September 10, 2009 8:56am CST
Is that really the answer? And is it right? Obama said it was like "having car insurnace". But is it really? If you don't have a car you don't have to buy healht insurance. So you do have a choice. Don't want to buy it? Don't buy a car.
But with health insurance....well EVERYONE would have to have it. No choice. That is the government dicating to us how we will spend our money. Yes it is good to have health insurance. But should people be FORCED to get it? I say no.
Also I worry that it will make crinimals out of ordinary people. They said small business will be exempt. So the people who work there will not be offered healthcare insurnace through their jobs. You know some of them will make too much to quailfy for medicare or medicaid. But will not make enough to be able to afford their own plan or even be able to afford the "public" plan. Which means they not only fall between the cracks...but are made criminals to boot.If htey can't afford to buy the plan, how can the afford to pay the fine? Don't pay the fine you go to jail. Are they going to send people to jail for "not having health insurance"?
What do you think?
4 people like this
8 responses
@Rollo1 (16679)
• Boston, Massachusetts
10 Sep 09
If they can't force you to have health insurance, they can't have their panels decide what treatments you should get or at what age you should start planning to die. They won't have ultimate control over your life and you will continue to live freely as intended by the framers of the Constitution. The only people who can support this excruciatingly bad piece of legislation are those who want something for nothing. I don't have health insurance, I need it and I wouldn't support this bill if my life depended on it. Then, at least, it would be my choice - not some bureaucrat's choice.
2 people like this
@rodney850 (2145)
• United States
10 Sep 09
I agree with you Rollo! It is sure amazing how many people still have the "pied piper" attitude. It is the same attitude that got this socialist elected and even now after he has done everything but tell everyone he is lying to them people still believe he is not, AMAZING!! There is no other reason to have this panel but to ration medical care as expenses and age dictates, period. Anyone who can't see that either has their head in the sand or up their A--!
Through venting now!
1 person likes this
@rodney850 (2145)
• United States
10 Sep 09
Lilwonders,
I have to believe that if this administration (and I use the term loosely)succeeds in getting this bill passed with it's contengency of making it against the law not to have health insurance we will see some very horrific situations. Example:
Everyone is required, by law, in most states to have AT LEAST liability coverage on their vehicles. Since this is a requirement, it is invariably the most expensive part of your auto insurance policy. If you have a run of bad luck or have a couple accidents within a short period of time, the insurance company wants to either raise your premiums out of sight OR they want to cancel your policy altogether!
I have to believe that the same will be true of mandated health coverage!
1 person likes this
@rodney850 (2145)
• United States
10 Sep 09
BC,
What you fail to see is that they are a necessary evil. The real reason to hate insurance companies as a whole is not because they prey upon the suffering of people but rather that they are already so controlled by government that normal competition never comes into play! Without so many stupid and ludicrous government regulations and limitations, healthcare would be much more affordable today! Government is where your hate should lie not the necessary services that insurance companies provide!
I might tend to agree with you about undertaking though. There is no reason for a person's final expenses to total in the tens of thousands of dollars.
2 people like this
@Rollo1 (16679)
• Boston, Massachusetts
10 Sep 09
I could respond using BCMike's response except changing the words insurance companies to big government and politicians.
Revenge against a specific business that will satisfy the bloodlust of some is not a good enough reason to put everyone's health care in the hands of the government.
@clrumfelt (5490)
• United States
10 Sep 09
It's a way to make the public option grow, because Obama knows not everyone can afford to buy higher cost private insurance and those people will either be forced onto the public option plan or be fined for not having insurance. It's just another stepping stone toward socializing all medical care.
@clrumfelt (5490)
• United States
13 Sep 09
In a lot of cases it would be cheaper for the employers to pay the fine and let their employees go on the public option. The public option is a lose-lose proposition, in my opinion.
@lilwonders456 (8214)
• United States
11 Sep 09
or what if you like your insurance that your employer offers but sense the "public" plan is out there the employer decides not offer the private insurance anymore. Than you are forced to use the "public" plan. Unless you can afford to buy it on your own.
1 person likes this
@tdemex (3540)
• United States
10 Sep 09
I think they will give health Ins. to even homeless people so we don't have to pay their bills like we are doing now! If people are to lazy to sign up then they are going to continue to cost us taxpayer money, they should be fined, or do community service, but not jail time! 
tdemex
tdemex1 person likes this
@TheCatLady (4691)
• Israel
10 Sep 09
The way it works were I live is that it is taken out of your pay check or welfare payment, or if you are self employed you arrange to pay it through your bank. People who make more money pay more than poor people. If you are on the dole you pay very little. It's basically a token payment. You pay more depending on your income and the number of kids you have. You don't need to think about it or anything. It's automatically taken out of your pay just as taxes, SSI tax, unemployment insurance, tax, disability insurance etc. are taken out of your pay before you see your check in the States. The system works. Everyone has the same access to basic health care. No one will have to mortgage their house because they come down with a serious illness.
@lilwonders456 (8214)
• United States
10 Sep 09
ya but the rich are paying to take care of the poorer people. How is that "fair" to them?
I don't think there is an easy answer here. I think the biggest thing is to control the costs. Make it were more poeple can afford insurance instead of being dependent on the rich to pay for eveyone else.
1 person likes this
@dorannmwin (36392)
• United States
10 Sep 09
I don't think it is right to force people to have health insurance. I don't have health insurance and I haven't for almost three years. My husband and I made that decision after our youngest son was born. It was costing us in excess of 2400 dollars a year for me to have health insurance and I very rarely make a trip to the doctor's office.
To put it into perspective, it costs about 500 dollars for a trip to the Emergency room, so I'd have to have 5 emergencies in a year to equal the cost of simply carrying the health insurance. A private pay trip to the doctor's office is 100 dollars so I'd have to go to the doctors 24 times in one year (or about the equivalent of going to the doctor's every other week).
For us, the best decision is to be private pay. We can afford to do it this way and it has saved us a lot of money in the long run.
Now, if they are going to make health insurance mandatory, I really think that something needs to be done about the price of it.
@shewolf52002 (1214)
• United States
11 Sep 09
I hate the idea of government run anything! I dont know what the answer truly is but I do have one suggestion. How bout we let free market and supply and demand set the rates? Hear me out.
EXCEPT FOR- Seriously ill individuals, and children!
How about people boycott going to the doctor until the prices come down? I know some who go to the doctor every time they get a sniffle! Refuse to pay the high prices unless you are desperately ill and the price of health related services will naturally go down. Now I know that people cannot completely quit going to the doctor and things happen, but I bet if this country as a whole decided to stay home, take some vitamin C and sleep off their next cold or diarrhea bout you could see some fast changes.Plus why dont we all comparison shop? Call every doctor in town and ask what they charge for an office call, when they say $150 say no thanks that is too high. Eventually you will find a doctor who is cheaper and when all the business goes their way you will see some change.
Not a perfect idea, but you have to admit it has a little tiny bit of merit.
@pxm204192 (160)
• China
11 Sep 09
you are in the american, you have such this difficult question like this.asking for the medical insurance is the very difficult thing to do. the people who are in the difficult times are are willing to buy the insurance, and they are not wanting to buy the medical insurance, but they wish the government to buy wholely such this insurance when the people are in losting job. are their thinking right to such this kind?i think that the AMERCIAN can do such kind this insurance as other insurance, doing such thing as the stimulating the nowdays economical csse, i think that this way can do sove the normal people's living difficulty things in the low living standards.but aslo the way can give the people a good example to do their best to solve the economical crisis. and through this way,such kind this way is the better way to slect, i think so.
