Have Your Interest Rates Jumped Up Lately?

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For me this is a personal pet peeve. Paying off your Credit cards on time, having decent Credit with the companies, even having them up your Credit with them from time to time due to paying more than you owe all of the time, and then BAM.. Suprize, you get a notice from them that your interest rate just jumped. It was at a fixed rate, and then all of a sudden it increases on you for NO real reason. For me, I have had this just happen, and it infuriates me, and then they say if you do not agree you can opt. out which cancels your Card and if you are not at a 0 balance, you still have to pay off that card but not be able to use it. When you think they bailed out all of the Banks, to have them happen, is it fair they can do this? Who really is in charge? For me this is one of the worst things they can do, and now I will definately be watching more closely what my Card is being used for, and keep things down to a minimum in Case of Emergency, etc. for sure. ~~TINA~~