Do You Always Use Your Credit Card For Buying Things?

Hi dody, I pay my monthly wireless tv subscription, internet service and electricity bill via credit card. I don’t have to worry interest will be charged if paying after due date. They are paid automatically deducted from my credit card account before date due. It saves me a lot of time and trouble not to pay them in the respective counters in different buildings Just like you, I pay my auto gasoline via credit card as well. How convenient it is just to press the button of the amount of gasoline we need to fill our vehicle on the displayed screen available at the petrol station. I use credit card to purchase other items in the hypermarket too. I don’t use the credit card to buy things if interest is charged. The interest charged for each purchase is normally 2 to 3 percents. It’s not worthy to pay the extra interest charged for sure! Happy posting

i also use my credit card often as it helps me circulate my money better. but i don't use it in all of my purchases, there are some things i still used cash. and since credit cards now a days have this promotions with other companies which gives discounts, i find it a much more benifit to my side. but i make sure i monitor my purchases cause some people tend to use credit card too much but not monitoring their budget end up in a lot of debts. thats why i do advice family and friend to watch out for this. never over use your credit card cause if you do you might wake up one day buried in debts.

Yes .. I Do Use My Credit Card For Almost Everything Nowadays .. It is Widely Accepted .. And Of Course I Want To Cash In On The Benefits .. There Are Reward Points For Almost Every 3 Dollars I Guess ..

I don't have a credit card, shopping for anything I use a debit card. I think if the credit card of costly and less secure. I read and read a lot of people lost money on the credit card used by another person. I do not know it's true or not because never experienced something like that.

I am trying to avoid it now. Because I can't bear too much credit card debt. I just won't do it anymore, too much debt needed to be paid, and you have to consider what you can pay for and what you can not. Just be careful about your spending and relate to your credit cards.

I usually using my cash for my daily purchase. I only use my credit card on certain condition. I think using cash is not an old fashioned payment method because however there are a lot of merchants still prefering payment which made by cash money. But if we go travelling, especially to other country, i think using credit card could be a best option. But of course not every merchant accepting payment by credit card. So however we still need to have some cash money on our wallet. I think using credit card on a new place can helping us from fake money matter. Sometimes, as we don't know anything about a new place, perhaps we even don't know about their's currency, we could possibly be a fake money victim. So using credit card help us from such problem. But in my own place, i only use credit card in emergency condition. I always have enough cash on my wallet for my daily spend and so far there's no problem with it. I also think if we should be wiser on using credit card. However credit card is about owing, it's not our own money, we need to pay back the money later. Good luck and have a nice day. Happy mylotting.

I reserve using my credit card only for emergencies. If I used it for buying most of my stuff, I'd probably end up in debt! Haha! Though during the first few months, I used it to buy clothes and some groceries, but now I'm saving it for the rainy days.

If you have a credit card you can spread around the costs of things using it when you find economically useful. Its a facility to help you financially and using it wisely can be a big help. Just make sure you don't overspend with it like lots of people do.

I don't always use my credit card while buying things. There are some reasons. First, in many occasions, paying using credit card is considered as not safe. Well, we all know enough about credit card fraud and something similar (identity stealer). I don't want that happen because arrange everything after just takes a lot of times. Second, I'm quite not happy with the interest rate. Sometimes it's too high and I don't want to afford it. But however, I must admit that there are some advantages by paying using credit card. First, it is easy and simple to use. Second, some shops offer a wide of discounts/promotions with certain credit cards. =)

Hi dodyast, I can say emphatically I never use my credit card as I don't have one. Credit is only just being introduced in Greece and I think it is a bad move to introduce it to a cash society as the people here are not used to dealing with credit so the it is just the first step to introducing previously unheard of debt.

My husband and I used to use our credit cards to pay for almost everything, but in the long run that ended up getting us in trouble because as much as we would plan to pay everything off the following month, it never seemed to work out that way. Now, we still have our credit cards attached to the places where we make online purchases, but as far as buying things when we are local we don't use them anymore. There is no point for us in paying for food that we've already eaten and movies that we've already seen. We are trying as much as possible to move to a credit free lifestyle. Our plan is to be totally out of debt by the year 2020 (including our mortgage) and to buy everything that we want with cash.

hih dody...i use my credit card at about 99% of my purchases and bills... I find it so convenient and I love to watch my reward points add up...lolz

i used to have credit cards before but every salary there's nothing left for me as i pay them all to my credit card. if i have credit cards i can't control buying things either online or not. so i decided to closed them all. now i a able to earn from my salary and i can sleep well without disturbing calls from them.

I use it sometimes. It's useful when I am in town shopping for clothes or more expensive items or when I fill my car. It means that I get extra rewards and also don't have to pay bigger bills immediately. But I wouldn't use it for smaller purchases. It would make me feel as if I don't know how much I spend on an everyday basis.

Yes I try to use my credit card as much as possible as I have a card that rewards with points so I use it as much as possible but I always make sure I pay my card off each month.

I used to do that but it makes me spend more than I can afford to pay. So what I did was to give up my credit card. Plus the interest so high and it was creating a big hole in my pocket.

hmmm my friends do that too. but for me having a credit is an advantage for emergency purposes only. if not, im afraid if i cant control myself just to swipe and swipe. good luck to my bills. LOL

while..not always..haha..but all the time..

First of all, I don't have a credit card. I use my debit card and Paypal to purchase things online. I am scared about having a credit card because now a days there are lots of hackers and you will be a victim of their activities. I am not ready to take that risk. Even about using my debit card, I always double check my money and activated sms (text mesasge) option, so that I get a message whenever money is taken out from my account.

i had a bad experience with credit cards before and i could hardly my bills already. i had them cut when i fully paid all of them. now, i don't have any credit card and do not intent to get another again. i pay cash when i buy things and think this arrangement is better for me. this way, i don't have to pay additional charges nor annual fee anymore as compared to credit cards.