Which is the best credit card in India for shopping?
By abhishek_138
@abhishek_138 (439)
India
October 21, 2009 6:22am CST
Hi friends,
I have got so many calls to take credit cards. I refused them till date,now I think to take one credit card. Could you please tell me which company or bank credit card is best for shopping in India. I need a credit card that give me cash back or reward point s.
1 response
@ketybhagat (4123)
• India
27 Oct 09
Hi Abhishek, let me tell you real plain. Dont go in for credit cards. They are your doomsday if you are not careful, first because you will have to pay interest, second, when we do not have actual cash in hand, we tend to overspend with the credit card. Besides, if your credit card falls in wrong hands, you've had it ! I think the best thing is a debit card. You will spend with your card, but you will only spend as much as is in your account and not be charged interest on it. It also acts as an ATM card. So go in for that. Banks are out to catch fish. Stay out of their net.
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