Debit Card Users BEWARE!!

@ANTIQUELADY (36457)
United States
November 12, 2009 7:12am CST
i PERSONALLY DON'T USE A DEBIT CARD BUT MY GOOD FRIENDS DO, MY SOM DOES ETC. Yesterday my good friend & neighbor was at work & her husband who is disabled got a call from the card company that someone from great britain had hit her card twice in the amount of $1500. She got busy checking & of course the bank was closed due to vetarans day but since we are a small town & it's a local bank she was able to talk to one of the bank employees at home. They got it stopped , thank heavens but have no idea how someone that far away was able to use her card.It is sooo sad that people choose to do mean things to people instead of getting out & working at an honest job for a living. If u use online banking u need to check your account every day to make sure no hankie pankie is going on w/your account. Do u use a debit card??
17 people like this
52 responses
@ronnyb (6117)
• Jamaica
12 Nov 09
Wow identity theft as it is nicely called is a big business for criminals and a headache for credit card holders and the bank.As a result of the fact that most of these credit cards do transaction electronically it is easy for hackers and computer whizz to do almost anything .Its a sad to hear that your friend was a victim but I am happy to hear that it was stopped because 1500 could have easily turned to 5000 and it could have even gone higher depending on her credit limit
3 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
Thanks for responding, Ronnyb. It could have really been a catastrophe for her. Went she went to the babk this morn THEY had tried to hit her account again but thank heavens wasn't able to. I don't use credit cards of any kind just have never trusted them. If i don't have the money for what i want i'll just wait till i do or do w/out.
• United States
12 Nov 09
yes i do and to let you knowe that i have been hit twicw in the same month by the same person and you know what realy stinks is that it was to watch bad things on the computer. this guy was sick and the other is that i am a single mom now i watch it real close.
3 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
Thanks for your response & welcome to mylot. I hope u have no more trouble. It takes a sorry, good for nothing to do things like that. Hope u have a great day.
1 person likes this
@jwfarrimond (4474)
12 Nov 09
My bank account comes with a debit card and I've had no trouble like that myself, but recently my sister had her debit card details copied and they emptied her bank account. Fortunately the bank has refunded the entire amount that was stolen from her account but it was still a nasty experience for her.
3 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
tHANKS FOR YOUR RESPONSE. i'M GLAD U HAVE HAD NO TROUBLE & VERY SORRY YOUR SISTER DID. GLAD SHE GOT HER MONEY BACK. tHIS COULD HAVE BEEN A VERY NASTY EXPERIENCE FOR MY FRIEND TO. I hope they catch who was doing it but know that's very doubtful. Have a great day.
1 person likes this
@Lakota12 (42607)
• United States
12 Nov 09
I only check my account on line never order anything on line with it. and no telling how they got ahold of her password on her card. The same thing has happened to my daughter and she got it stopped fast! Had to get new card! and changed her pass code
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
I'm the same way. it's disgusting that people are soo sorry they can get by with things like this. Thanks for responding.
@Lakota12 (42607)
• United States
13 Nov 09
I know and your welcome!
1 person likes this
@ANTIQUELADY (36457)
• United States
13 Nov 09
Happy weekend, Joan.
@zandi458 (28115)
• Malaysia
12 Nov 09
I have a debit card which I rarely use. I use my debit card only when I travel far and I only bank in minimum amount of money in my card. I have heard a lot of cases that involves fraud usage of credit or debit cards. It is unfortunate case where people can easily use others debit card. Fraud can be committed through many methods and debit cards are the easiest way for the conman to cheat others money.
@ANTIQUELADY (36457)
• United States
12 Nov 09
I just don't use either. my son uses a debit card all the time, never carries any money. I know it's not a good idea to carry cash but like to have a little inmy pocket.I hate writing a check for small amounts. Thieves need to be shot at sunrise every morning till people learned to get & get an honest job.
@Chevee (5914)
• United States
12 Nov 09
I use a debit card, because all my funds are direct deposit. Thanks for all this good information I do check my account online at least 3 times a week. It is so sad that people do so many evil things to get what they want instead of getting it the honest way. I am going to be more careful with what little money that I do have in my account and keep check on it just in case.
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
hi chevee, good to see u on here. i sent u an email but didn't here back from u. did u not get it or just didn't want to talk to me, lol. i'm going to start checking mine every day. seems this can happen very quickly. Please be careful. I don't want some sorry, lazy good for nothing having one penny of my money. Why want people work for their living instead of stealing. &&^%#@$%&
12 Nov 09
Hi hun, Yes, i do use a debit and credit card, and i do online banking. I find the banks here in the UK are very good, as i got a virus on my computer, and i discovered it was a bad one, a new one, that gets your bank details, and robs your money. I phoned the bank, and they had heard of it already, and immediately froze my online banking, until i was rid of the virus. They told me if any funds did go amiss, than i would be refunded by the bank immediately. My firiend's daughter, who is saving to get married, had her laptop hacked into last week, and they emptied her bank account, poor kid. Luckily, she is told, she will also be refunded by the bank. There are some nasty, devious, thieving rats out there, i agree.
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
Thanks for responding. Looks like the banks would get tired of having to put all this money back & would try to catch the nasty, devious, thieving rats. U pegged them good.
@cynthiann (18609)
• Jamaica
12 Nov 09
I have a debit card and use it frequently but i am really careful. i do not allow anyone to see me put in my pin number etc and always check every transaction. This is horrible. Thank God it got stopped. I do not use my debit card on line and only my credit card with one company. We have to be so careful not to have our identity stolen. great post to warn us all this Christmas season when we spend a bit more.
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
Thanks cynthi, my friend was so worried w/all this & she uses hers all the time. She had to go to the bank this morn & they had tried to hit her accont after she got them to frezze it yesterday till the bank opened this morn. I hope they catch whoever was doing it but doubt they do.
@dawnald (84804)
• Shingle Springs, California
12 Nov 09
Nope, no debit cards. Checks, cash, credit cards...
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
good, better watch the credit cards, i don't trust them either.
• United States
12 Nov 09
It is for this very reason, I use one of the pre-paid debit cards. It is not linked to my bank account and I only put money on there when I want to buy something. I had a bad case where I had my debit card connected to my bank account accessed from from someone in England, before I realized it they had wiped my account clean. My bank did refund all the money. I closed that account and opened another and I very rarely use that debit card.
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
oh my goodness, glad u got your money back, what a mess when this happens. I just don't use them or credit cards. Thanks for responding.
@jessi0887 (2792)
• United States
12 Nov 09
I had a hacker once. Dont know how but he got my debit card number or account number and made a charge on it for some books. It was under fifty dollars. The bank refunded me and investigated it further. I knew it wasn't for me though because it was off a site on a bunch of health books. So it is wise to check often because you may think your safe but not everyone is safe and secure. It can happen to anyone.
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
It sure can happen to anyone, u are not safe anymore in so many ways, it's really scary. Thanks for your response. Glad your ordeal wasn't any worse & u got your money back.
• Philippines
12 Nov 09
I have a debit card but does not have money on it. I deposit money to that account only if I need to purchase only, otherwise, its zero balance.
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
Sounds like a good idea. I don't have a debit card & i don't want one. Thanks for your response.
• India
12 Nov 09
Recently, our police busted an International criminal gang who were using fake international credit cards. The master mind used to get the number of cards, from his friends working in places like Canada, USA, etc. and make the false cards here, and make some costly purchases. These people were using the credit card numbers, but now it seems, even debit cards are in danger. Now days we have to be very careful in using any kind of cards, and always keep an eagle eye on the statements.
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
U are so right but it's a shame u have to worry about the scumbags of the world.i'm glad ur police were on the ball to catch them. Thanks for responding.
@nitin_hec (1098)
• India
12 Nov 09
As you should always check whenever you make shopping employee in that shop are not writing your card as well as pin number on some paper. Also keep change your password every week and month. I have debit card but do not use much except some necessary withdrawal.
2 people like this
@ANTIQUELADY (36457)
• United States
12 Nov 09
I don't use a debit card at all but maybe your suggestions will help some that do. Thanks for your response.
1 person likes this
@salonga (27812)
• Philippines
12 Nov 09
Yes I do use debit card but so far I've not encountered such kind of problem, thanks God! I can't figure out how it happens to your friend. It is really quite puzzling but thanks for your post because now I've been warned to always keep a close monitoring of my account. Anything could happen and true enough there are notorious people who could not do an honest living. Thanks for this reminder!
@ANTIQUELADY (36457)
• United States
12 Nov 09
We just can't be too careful anymore there are such sorry, lowdown people wanting to steal from u instead of work for a living like i & so many others do. She can't figure it out either. She had to go to the bank this morn & they had tried to hit her account after they froze it yesterday, From great britain to tennessee is a long way for crooks to reach out to. We ALL NEED TO PAY REAL CLOSE ATTENTION TO OUR ACCOUNTS. Thanks for responding.
1 person likes this
@quita88 (3716)
• United States
12 Nov 09
Yes, I use a debit card but only for traveling or emergencies. I haven't had any troubles with mine but understand others do I also do not use the ATM machine. I go in and get cash if I need it using a check. I don't or won't put my personal info on the interntet either. Thanks for asking tho.
1 person likes this
@ANTIQUELADY (36457)
• United States
12 Nov 09
U are a smart cookie.
@quita88 (3716)
• United States
12 Nov 09
I have to be smart ---don't have any money to lose-------and the debit cards are too easy to use too. Mine I consider a privelege and then leave it alone :)
1 person likes this
@ANTIQUELADY (36457)
• United States
13 Nov 09
I don't have any to lose either.
1 person likes this
• Philippines
12 Nov 09
Oh!! that is alarming! I do have a debit card too. Well at least the bank call for verification! $1500 is alot! So how did that theif had an access to your freinds debit card? Did she make any online payment(from unsecured site?). That thing must be investigated! That is really serious.
1 person likes this
@ANTIQUELADY (36457)
• United States
12 Nov 09
It sure is. My friend doesn't shop online. She has no idea how it happened. She was pratically in shock over it. I'm glad they caught it & called her. Thanks for your response.
• Philippines
12 Nov 09
I am glad that the said transactions were not accepted but I think it should not stop there. They must, the bank, must do investigation about that incident. If that happened to your friend, others might be victim of that too.
1 person likes this
@ANTIQUELADY (36457)
• United States
13 Nov 09
I'm glad to. It is a serious thing when thieves start messing w/your money. I hope they do catch them but think it's doubtful. Happy weekend.
@jdyrj777 (6538)
• United States
13 Nov 09
Thats horrible how some prey on others to steal from them. I check my account often. There have been times where ive used my card to buy concert tickets. Then when i check my account i find some strange withdrawl from saving.com something or other. I right away get on the phone and tell them i best see my money returned within 24 hrs. or im calling my lawyer. I of coarse dont have a laywer but my money gets returned. What savings anyway if im paying for it??? Somthing i never asked for to begin with. Once i was ordering coffee from Gavilla, until they unexpectedly took $40. for a special holiday order that i never asked for. i dont even do holidays. Or drink decaf. I still have that decaf. I happen to love caffeene. So watch out for the ticket venues too.
1 person likes this
@ANTIQUELADY (36457)
• United States
13 Nov 09
It is horriblr & happening more all the time. I'm glad u mentioned the problem u had. Hopefully it will help others.Thanks for your response.
@jdyrj777 (6538)
• United States
13 Nov 09
We need to expose as many of theses thives as possible. I just dont understand why theses companies think its ok to share personal bank info of their clients. Any time i catch them they just lose a client and i will expose them.
1 person likes this
@ANTIQUELADY (36457)
• United States
13 Nov 09
U are so right , they do need to be exposed. U know the companies that do that know it's not right but u know people will do anything for money.
• United States
15 Nov 09
I don't use credit cards for a couple reasons. One is for the reason you just said. Two they put you in debt big time then your credit goes bad then you have to fix that problem. I don't know how people get a hold of other peoples credit cards but I think its messed up when they steel other peoples cards and blow the money that doesn't belong to them.
1 person likes this
@ANTIQUELADY (36457)
• United States
15 Nov 09
Thanks for your response. I don't use them either. Way too many people out there making their living by doing mean things like this. hAVE A GREAT SUNDAY.
• United States
15 Nov 09
Your very welcome. And I agree with you there are some mean people out there. You have a great Sunday to.
1 person likes this
@ANTIQUELADY (36457)
• United States
16 Nov 09
Thanks, i have had a good sunday. HOPE u DID TO.
@zed_k4 (17618)
• Singapore
12 Nov 09
This is so true!! There are just so many people out there whom will do anything to live dishonestly, and that includes taking money out of other people's debit cards. I don't know if that's got to do with online banking, but it's best not to do any transactions online, except for transferring money through Paypal. No choice, since we want to receive online earnings. I do feel for your friend/neighbor's situation and it must be devastating to lose $1500. Where do all these hackers get access from? Since they don't have the exact card your friend should have..
@ANTIQUELADY (36457)
• United States
13 Nov 09
HI ZED, Thanks for responding. Thank heavens, the bank gave her money back to her. I have no idea how they do it, it's really scary. She has no idea how they did it & i'm sure they'll never be caught. Have a good one.
1 person likes this
@zed_k4 (17618)
• Singapore
13 Nov 09
I really think we have to check our funds regularly whether they are intact.. luckily she got her money back..
1 person likes this
@ANTIQUELADY (36457)
• United States
13 Nov 09
She is very lucky, Have a great weekend, zed.