Cash and credit shopping, your choice?

@kevinll (967)
China
December 17, 2009 12:37am CST
Now we can choose different shopping style and payment style. Most of time i still use cash. More and more people like to use credit to go shopping. How about you? In fact it is not because i do not like cridit style . i am afraid of I can forget the payment date. Later i can use it more.
2 people like this
7 responses
May2k8
@May2k8 (18049)
• Indonesia
17 Dec 09
Cash will be my choice, because if I was not able to pay the credit, all items will be confiscated goods. I sometimes forget to pay something if someone does not remind me.
1 person likes this
Helenhe
@Helenhe (19)
• China
17 Dec 09
Howcome? credit card is more easy and convenient to pay. Plus, you don't need to worry about the date because the bank will remind you !
1 person likes this
May2k8
@May2k8 (18049)
• Indonesia
17 Dec 09
if we can spend with a debit card, why should I use a credit card which bill is paid later. I love shopping without control limit though, and we must load the balance in the credit card every month.
1 person likes this
elokps
@elokps (138)
• Indonesia
17 Dec 09
hi kevinll i have credit card with me but mostly when i go shopping i use cash for payment. I use credit card only for emergency. for an example when i go out of town and suddenly i out of cash and still not find ATM machine around so i will use credit card.I'm a not kind of person who like to debt if want to buy something.
1 person likes this
Patsie Hatley
@Hatley (163781)
• Garden Grove, California
19 Dec 09
kevinll hi I once had three store cards and got myself into so much debt so now I have only a debit card that lets me use what is in my bank account and only that.It keeps me out of trouble and saves me the pain of being in debt. So no more credit cards for me. when I used my debit card I know I can only spend so much and thats very good.
justszack
@justszack (333)
• Indonesia
17 Dec 09
I prefer use debit card, easy to use just bring ur ATM card and switch it when u'll pay all of ur stuffs. And dont like cash payment coz quite unsecure if we'll go for shopping an expensive stuff. And also credit card, i dont go shopping with credit card, am affraid gonna loose control and get confuse how to pay all those bills and also the interest
1 person likes this
monkeylong
@monkeylong (3139)
• Guangzhou, China
17 Dec 09
As far as I am concerned, I like cash so much. For I do not have much money in my credit card. I usually tahe some money in my pocket where I can use it every now and then. I enjoy it this way. Happy mylot.
1 person likes this
DenverLC
@DenverLC (1143)
• Philippines
17 Dec 09
For me it depends on my budget, if I need something necessary but out of my forseen budget I use credit card to buy it. In most instance I prefer using cash in purchasing because you will not be burdened with interest unlike in the use of credit card.
ratyz5
@ratyz5 (7808)
• Philippines
17 Dec 09
I still prefer to use cash than cards because, most of the time, when the store offers a discount, it would be better if you pay in cash than with a card. I have tried to purchase an item before with my debit card and it was convenient but, I just have this insistence that I don't want to use the money that I have in my account as much as possible, unless it is really necessary.